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ENV-3107 (09-04)Includes copyrighted material of Insurance Services Office, Inc. with its permission Page 2 of 2 <br />c. Recommend changes. <br />2. We are not obligated to make any inspections, surveys, reports or recommendations and any <br />such actions we do undertake relate only to insurability and the premiums to be charged. We do <br />not make safety inspections. We do not undertake to perform the duty of any person or <br />organization to provide for the health or safety of workers or the public. And we do not warrant <br />that conditions: <br />a. Are safe or healthful; or <br />b. Comply with laws, regulations, codes or standards. <br />3. Paragraphs 1. and 2. of this condition apply not only to us, but also to any rating, advisory, rate <br />service or similar organization which makes insurance inspections, surveys, reports or <br />recommendations. <br />E. Premiums <br />The first Named Insured shown in the Declarations: <br />1. Is responsible for the payment of all premiums; and <br />2. Will be the payee for any return premiums we pay; <br />3. Is responsible for the prompt payment of all deductibles under this policy. <br />F. Transfer of Your Rights and Duties Under This Policy <br />Your rights and duties under this policy may not be transferred without our written consent except in the <br />case of death of an individual named insured. <br />If you die, your rights and duties will be transferred to your legal representative but only while acting <br />within the scope of duties as your legal representative. Until your legal representative is appointed, <br />anyone having proper temporary custody of your property will have your rights and duties but only with <br />respect to that property.