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b. The spouse, child, parent, brother or sister of that personas a consequence of INJURY OR DAMAGE to
<br />that person at whom any of the employment -related practices described in paragraphs (1), (2) or (3) above
<br />is directed.
<br />This exclusion applies whether the injury -causing event described in paragraphs (1), (2) or (3) above occurs
<br />before employment, during employment or after employment of that person.
<br />This exclusion applies:
<br />1. Whether the insured may be liable as an employer or in any other capacity; and
<br />2. To any obligation to share damages with or repay someone else who must pay damages because of the
<br />injury.
<br />6. Employer's Liability
<br />BODILY INJURY to:
<br />1. An EMPLOYEE of the INSURED, its parent, subsidiary or affiliate, arising out of and in the course of
<br />employment by the INSURED or while performing duties related to the conduct of the INSURED'S
<br />business; and
<br />2. The spouse, child, parent, brother or sister of that EMPLOYEE as a consequence of Paragraph 5 a.
<br />above.
<br />This exclusion applies whether the INSURED may be liable as an employer or in any other capacity and to any
<br />obligation of any INSURED to share damages with or repay someone who must pay damages because of such
<br />BODILY INJURY. This exclusion does not apply to liability assumed by the INSURED under an INSURED
<br />CONTRACT.
<br />7. Related Claims
<br />Any coverage provided under this Policy shall not apply to a CLAIM previously reported to the Company or any
<br />CLAIM or CLAIMS EXPENSES involving substantially the same general conditions or allegations that gave rise to
<br />any demand as referenced in the application, including any addendum or addenda attached thereto.
<br />S. Injunctive Relief, Fines and Penalties
<br />Any CLAIM seeking injunctive relief or payment for fines or penalties.
<br />9. Project Coverage
<br />Any liability or obligation from any project for which any INSURED is an insured on a separate project -specific
<br />policy issued by any insurance company.
<br />10. Unsolicited Communications
<br />Any liability or obligation, including obligations to pay damages or defend any claim or suit by reason of the
<br />assumption of liability in an INSURED CONTRACT, from unsolicited communications or allegations of
<br />unsolicited communications made by or on behalf of any INSURED.
<br />Unsolicited communications means any form of communication, distribution, or the transmittal or publication
<br />of information or material, including, but not limited to facsimile, electronic mail, postal mail, express mail,
<br />telephone, internet or web -based advertisement, instant message, SMS message or text message that the
<br />recipient has not specifically requested. Unsolicited communications includes, but is not limited to actual or
<br />alleged violations ofi
<br />a. The Telephone Consumer Protection Act (47 U.S.0 227), including any amendment of, or addition to,
<br />such statute;
<br />b. The Controlling the Assault of Non -Solicited Pornography and Marketing Act (15 U.S.0 7701),
<br />including any amendment of, or addition to, such statue; or
<br />c. Any other statue, ordinance or regulation relating to the communication, distribution or transmittal of
<br />unwanted content, information or material.
<br />11. Access or Disclosure of Confidential or Personal Information
<br />Any liability or obligation arising out of any access to or disclosure of any person's or organization's confidential
<br />or personal information, including patents, trade secrets, processing methods, custc
<br />information, credit card information, health information or any other type of nonp 9 wekMn gementnwuw
<br />REmEwED ® & ApmovBr.
<br />This exclusion applies even if damages are claimed for notification costs, credit mo ^1 A+ fg fl 44
<br />expenses, public relations expenses or any other loss, cost or expense incurred by y ® RukManagement Speaxi,t
<br />any access to or disclosure of any person's or organization's confidential or person
<br />VP E 201(2/19) Page 3 of 9 © 2019 Virtue Risk Partners, LLC
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