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MINIMUM SCOPE AND LIMIT OF INSURANCE <br />Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br />covering CGL on an "occurrence" basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any <br />auto), with limits no less than $1,000,000 combined single limits. <br />Workers' Compensation: as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, <br />policy or employee, for bodily injury or disease. <br />4. If Consultant maintains broader coverage and/or higher limits than the minimum <br />requirements for each line of coverage shown above, City requires and shall be entitled to <br />the broader coverage and/or the higher limits maintained by Consultant. Any available <br />insurance proceeds in excess of the specified minimum limits of insurance and coverage <br />shall be available to City. <br />Other Insurance Provisions <br />The above required insurance policies are to contain or be endorsed to contain the following <br />provisions: <br />I. City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Consultant's CGL, Professional Liability, and <br />Automobile Liability policies, with respect to any liability arising out of work or operations <br />performed by or on behalf of the Instructor including materials, parts, equipment, and <br />personnel furnished in connection with such work or operations. <br />2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against City, <br />its City Council, its officers, officials, employees, agents, and volunteers for losses paid <br />under the terms of any policy which arise from work performed by Consultant under this <br />Agreement. <br />3. For any claims related to this contract, Consultant's insurance coverage shall be primary <br />and any insurance maintained by City, its City Council, its officers, officials, employees, <br />agents, or volunteers shall not contribute with it. <br />4. A severability of interest provision must apply for all the additional insureds, ensuring that <br />Consultant's insurance shall apply separately to each insured against whom a claim is made <br />or suit is brought, except with respect to the insurer's limits of liability. <br />5. Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to City. <br />Ten (10) days prior written notice shall be provided to City for policy cancellation or non - <br />renewal due to non-payment of premium. <br />Page 3 of 9 <br />#374964vl <br />