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MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />Commercial General Liability (CGL): Insurance Services Office Form CG 00
<br />01covering CGL on an "occurrence" basis, including products and completed operations,
<br />property damage, bodily injury and personal & advertising injury with limits no less than
<br />$2,000,000 per occurrence and $4,000,000 aggregate. Required policy limits can be met
<br />with primary and umbrella/excess insurance policies.
<br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any
<br />auto), with limits no less than $1,000,000 combined single limits. In the event Consultant
<br />does not maintain commercial automobile liability insurance, City will accept evidence of
<br />personal automobile insurance.
<br />3. Workers' Compensation: as required by the State of California, with Statutory Limits,
<br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident,
<br />policy or employee, for bodily injury or disease. Coverage is not required if Consultant
<br />has no employees and signs request to waive such insurance.
<br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or
<br />claim, and $2,000,000 aggregate.
<br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements
<br />for each line of coverage shown above, City requires and shall be entitled to the broader
<br />coverage and/or the higher limits maintained by Consultant. Any available insurance proceeds in
<br />excess of the specified minimum limits of insurance and coverage shall be available to City.
<br />Other Insurance Provisions
<br />The above required insurance policies are to contain or be endorsed to contain the following
<br />provisions:
<br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be
<br />covered as additional insureds, under Consultant's CGL, Professional Liability, and
<br />Automobile Liability policies, with respect to any liability arising out of work or
<br />operations performed by or on behalf of the Instructor including materials, parts,
<br />equipment, and personnel furnished in connection with such work or operations.
<br />2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against
<br />City, its City Council, its officers, officials, employees, agents, and volunteers for losses
<br />paid under the terms of any policy which arise from work performed by Consultant under
<br />this Agreement.
<br />3. For any claims related to this contract, Consultant's insurance coverage shall be primary
<br />and any insurance maintained by City, its City Council, its officers, officials, employees,
<br />agents, or volunteers shall not contribute with it.
<br />4. A severability of interest provision must apply for all the additional insureds, ensuring
<br />that Consultant's insurance shall apply separately to each insured against whom a claim
<br />is made or suit is brought, except with respect to the insurer's limits of liability.
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