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entire Term of this Agreement against claims for injuries to persons or damage to property which <br />may arise from or in connection with services, products and materials supplied to City. Total cost <br />of such insurance shall be borne by Consultant. <br />Minimum Scope and Limit of Insurance. <br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 <br />01covering CGL on an "occurrence" basis, including products and completed <br />operations, property damage, bodily injury and personal & advertising injury with <br />limits no less than $2,000,000 per occurrence and $4,000,000 aggregate. Required <br />policy limits can be met with primary and umbrella/excess insurance policies. <br />• Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 <br />(any auto), with limits no less than $1,000,000 combined single limits. In the event <br />Consultant does not maintain commercial automobile liability insurance, City will <br />accept evidence of personal automobile insurance. <br />• Workers' Compensation: as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, <br />policy or employee, for bodily injury or disease. Coverage is not required if Consultant <br />has no employees and signs request to waive such insurance. <br />• Professional Liability Insurance: with limits no less than $1,000,000 per occurrence <br />or claim, and $2,000,000 aggregate. <br />• If Consultant maintains broader coverage and/or higher limits than the minimum <br />requirements for each line of coverage shown above, City requires and shall be entitled <br />to the broader coverage and/or the higher limits maintained by Consultant. Any <br />available insurance proceeds in excess of the specified minimum limits of insurance <br />and coverage shall be available to City. <br />Other Insurance Provisions. The above required insurance policies are to contain or be <br />endorsed to contain the following provisions: <br />• City, its City Council, its officers, officials, employees, agents, and volunteers are to <br />be covered as additional insureds, under Consultant's CGL, Professional Liability, and <br />Automobile Liability policies, with respect to any liability arising out of work or <br />operations performed by or on behalf of the Instructor including materials, parts, <br />equipment, and personnel furnished in connection with such work or operations. <br />• Consultant's Insurance company(ies) agrees to waive all rights of subrogation against <br />City, its City Council, its officers, officials, employees, agents, and volunteers for <br />losses paid under the terms of any policy which arise from work performed by <br />Consultant under this Agreement. <br />• For any claims related to this contract, Consultant's insurance coverage shall be <br />primary and any insurance maintained by City, its City Council, its officers, officials, <br />employees, agents, or volunteers shall not contribute with it. <br />• A severability of interest provision must apply for all the additional insureds, ensuring <br />that Consultant's insurance shall apply separately to each insured against whom a claim <br />is made or suit is brought, except with respect to the insurer's limits of liability. <br />• Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />Page 3 of 9 <br />