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PI-BELL-1 (11/09) <br />B. Conference Cancellation <br />We will reimburse the insured for any business -related conference expenses, paid by the <br />insured and not otherwise reimbursed, for a canceled conference that an employee was <br />scheduled to attend. The cancellation must be due directly to a "natural catastrophe" or a <br />"communicable disease" outbreak that forces the cancellation of the conference. <br />With respect to a conference cancellation claim, it is further agreed as follows <br />1. The insured employee must have registered for the conference at least thirty (30) days prior <br />to the cancellation; and <br />2. The cancellation must be ordered by a local, state or federal Board of Health or other <br />governmental authority having jurisdiction over the location of the conference. <br />The limit of insurance for this coverage is $25,000 per policy period for all insureds combined. <br />No deductible applies to this coverage. <br />C. Donation Assurance <br />If the insured is a 501(c)(3) status non-profit organization as defined in the United States <br />Internal Revenue Code, we will reimburse the insured for "failed donation claim(s)." <br />With respect to any "failed donation claim," it is further agreed as follows: <br />1. The donor must not have been in bankruptcy, nor have filed for bankruptcy or <br />reorganization in the past seven (7) years prior to the time said pledge was made to the <br />insured; <br />2. For non -cash donations, our payment of a "failed donation claim" shall be based on the fair <br />market value of said non -cash donation at the time of the "failed donation claim"; <br />3. In the case of unemployment or incapacitation of a natural person donor and as a condition <br />of payment of the "failed donation claim": <br />a. Neither the natural person donor nor the insured shall have had reason to believe the <br />donor would become unemployed or incapacitated subsequent to the donation date; <br />and <br />b. The donor shall be unemployed for at least sixty (60) days prior to a claim being <br />submitted by the insured; <br />4. No coverage shall be afforded for a written pledge of funds or other measurable, tangible <br />property to the insured dated prior to the policy period; and <br />5. A donation amount which is to be collected by the insured over more than a twelve (12) <br />month period shall be deemed a single donation. <br />The limit of insurance for this coverage is $50,000 per policy period for all insureds combined. <br />No deductible applies to this coverage. <br />D. Emergency Real Estate Consulting Fee <br />We will reimburse the insured any realtor's fee or real estate consultant's fr <br />the insured's need to relocate due to the "unforeseeable destruction' of the <br />location" listed in the Declarations during the policy period. The limit of ins <br />Page 3 of 8 <br />© 2009 Philadelphia Indemnity Insurance Company <br />..sm <br />wekMongmwttDMdDn <br />REvie&ED6 ArpR Sr <br />A-fe Acw44 <br />® <br />Risk Managemen[Spetlalist -a <br />