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PI-BELL-1 (11/09) <br />1. Fees and costs of independent negotiators; <br />2. Interest costs for any loan from a financial institution taken by you to pay a ransom demand <br />or extortion threat; <br />3. Travel costs and accommodations incurred by the named insured; <br />4. Reward money paid to an informant which leads to the arrest and conviction of parties <br />responsible for loss covered under this insurance; and <br />5. Salary, commissions and other financial benefits paid by you to a director or officer. Such <br />compensation applies at the level in effect on the date of the kidnap and ends upon the <br />earliest of: <br />a. Up to thirty (30) days after their release, if the director or officer has not yet returned to <br />work; <br />b. Discovery of their death; <br />c. One hundred twenty (120) days after the last credible evidence following abduction that <br />they are still alive; or <br />d. Twelve (12) months after the date of the kidnapping. <br />The limit of insurance for this coverage is $50,000 each policy period for all insureds combined. <br />No deductible applies to this coverage. <br />J. Political Unrest Coverage <br />We will reimburse any present director, officer, employee or volunteer of the named insured <br />while traveling outside the United States of America for "emergency evacuation expenses" that <br />are incurred as a result of an incident of "political unrest." This "political unrest" must occur <br />during the policy period. No coverage is granted for travel to countries in a state of "political <br />unrest" at the time of departure of the travel. The limit of insurance for this coverage is $5,000 <br />per covered person, subject to a maximum of $25,000 per policy period for all insureds <br />combined. No deductible applies to this coverage. <br />K. Temporary Meeting Space Reimbursement <br />We will reimburse the insured for rental of meeting space which is necessitated by the <br />temporary unavailability of the insured's primary office space due to the failure of a climate <br />control system, or leakage of a hot water heater during the policy period. Coverage will exist <br />only for the renting of temporary meeting space required for meeting with parties who are not <br />insured under this policy. The limit of insurance for this coverage is $25,000 per policy period <br />for all insureds combined. No deductible applies to this coverage. <br />L. Terrorism Travel Reimbursement <br />We will reimburse any present director or officer of the named insured in the event of a <br />"certified act of terrorism" during the policy period which necessitates that he/she incurs <br />"emergency travel expenses." The limit of insurance for this coverage is $50,000 per policy <br />period for all insureds combined. No deductible applies to this coverage. <br />Page 5 of 8 <br />© 2009 Philadelphia Indemnity Insurance Company <br />w,3kM��„�eot�n <br />' . Ren &AvaRwm Or <br />A,"p Acwuto <br />® Rak Management SpeaAnt <br />