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public relations expenses or any other loss, assess the effects of an "asbestos
<br /> cost or expense incurred by you or others hazard"; or
<br /> arising out of that which is described in (c) Arise out of any claim or suit for
<br /> Paragraph (1)or(2)above. damages because of testing for,
<br /> However, unless Paragraph (1) above monitoring, cleaning up, removing,
<br /> applies, this exclusion does not apply to encapsulating, containing, treating,
<br /> damages because of"bodily injury". detoxifying or neutralizing or in any
<br /> As used in this exclusion, electronic data way responding to or assessing the
<br /> means information, facts or programs stored effects of an"asbestos hazard".
<br /> as or on, created or used on, or transmitted to s. Recording And Distribution Of Material Or
<br /> or from computer software, including systems Information In Violation Of Law
<br /> and applications software, hard or floppy "Bodily injury' or "property damage" arising
<br /> disks, CD-ROMS, tapes, drives, cells, data directly or indirectly out of any action or
<br /> processing devices or any other media which omission that violates or is alleged to violate:
<br /> are used with electronically controlled
<br /> equipment. (1) The Telephone Consumer Protection Act
<br /> (TCPA), including any amendment of or
<br /> q. Employment-Related Practices addition to such law;
<br /> 'Bodily injury'to: (2) The CAN-SPAM Act of 2003, including
<br /> (1) A person arising out of any"employment— any amendment of or addition to such law;
<br /> related practices"; or (3) The Fair Credit Reporting Act(FCRA), and
<br /> (2) The spouse, child, parent, brother or sister any amendment of or addition to such law,
<br /> of that person as a consequence of"bodily including the Fair and Accurate Credit
<br /> injury' to that person at whom any Transaction Act(FACTA); or
<br /> "employment-related practices" are (4) Any federal, state or local statute,
<br /> directed. ordinance or regulation, other than the
<br /> This exclusion applies: TCPA or CAN-SPAM Act of 2003 or FCRA
<br /> (1) Whether the injury-causing event and their amendments and additions, that
<br /> described in the definition of"employment- addresses, prohibits or limits the printing,
<br /> related practices" occurs before dissemination, disposal, collecting,
<br /> employment, during employment or after recording, sending, transmitting,
<br /> employment of that person; communicating or distribution of material
<br /> (2) Whether the insured may be liable as an or information.
<br /> employer or in any other capacity; and Damage To Premises Rented To You —
<br /> Exception For Damage By Fire, Lightning Or
<br /> (3) To any obligation to share damages with Explosion
<br /> or repay someone else who must pay
<br /> damages because of the injury. Exclusions c. through h. and j. through n. do not
<br /> r. Asbestos apply to damage by fire, lightning or explosion to
<br /> premises while rented to you or temporarily
<br /> (1) 'Bodily injury" or "property damage" occupied by you with permission of the owner. A
<br /> arising out of the"asbestos hazard". separate limit of insurance applies to this
<br /> (2) Any damages, judgments, settlements, coverage as described in Section III — Limits Of
<br /> loss, costs or expenses that: Insurance.
<br /> (a) May be awarded or incurred by reason COVERAGE B PERSONAL AND ADVERTISING
<br /> of any claim or suit alleging actual or INJURY LIABILITY
<br /> threatened injury or damage of any 1. Insuring Agreement
<br /> nature or kind to persons or property a. We will pay those sums that the insured
<br /> which would not have occurred in becomes legally obligated to pay as damages
<br /> whole or in part but for the "asbestos because of "personal and advertising injury'
<br /> hazard"; to which this insurance applies. We will have
<br /> (b) Arise out of any request, demand, the right and duty to defend the insured
<br /> order or statutory or regulatory against any "suit' seeking those damages.
<br /> requirement that any insured or others However, we will have no duty to defend the
<br /> test for, monitor, clean up, remove, insured against any "suit" seeking damages
<br /> encapsulate, contain, treat, detoxify or for "personal and advertising injury" to which
<br /> neutralize or in any way respond to or this insurance does not apply.We may, at our
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