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(4) Severability. A severability of interest provision must apply for all the <br />additional insured, ensuring that Contractor's insurance shall apply separately <br />to each insured against whom a claim is made or suit is brought, except with <br />respect to the insurer's limits of liability. <br />(5) Notice of Cancellation. Insurance policy(ies) herein shall provide that <br />coverage shall not be canceled, suspended, voided, reduced in coverage or in <br />limits, non -renewed by the carrier, or materially changed except after thirty (30) <br />days prior written notice has been given to City. Ten (10) days prior written <br />notice shall be provided to City for policy cancellation or non -renewal due to <br />non-payment. <br />(6) Certificate Holder. The Certificate Holder on each Evidence of the Insurance <br />certificate shall be: City of Santa Ana, Attention: (Name of Department Staff <br />Responsible for Agreement), 20 Civic Center Plaza M-XX (Responsible <br />Staff's Department Mail Box), Santa Ana, CA 92701. The name and location <br />of project should be included in the Description of Operations section of each <br />certificate. <br />C. Acceptability of Insurers. Insurance is to be placed with insurers authorized to <br />conduct business in the state with a current A.M. Best's rating of no less than <br />A:Vll, unless otherwise acceptable to the City. <br />d. Verification of Coverage. Contractor shall furnish the City with original <br />Certificates of Insurance including all required amendatory endorsements (or copies <br />of the applicable policy language effecting coverage requiredby this clause) and a <br />copy of the Declarations and Endorsement Page of the CGL policy listing allpolicy <br />endorsements to City before work begins. However, failure to obtain the required <br />documents prior to the work beginning shall not waive the Contractor's obligation to <br />providethem. <br />The City reserves the right to require complete, certified copies of all required <br />insurance policies, including endorsements required by these specifications, at any <br />time. <br />e. Claims -Made Policies. If any of the required policies provide coverage on a <br />claims -made basis: <br />(1) The retroactive date must be shown and must be before the date of the <br />Agreement or the beginning of work. <br />(2) Insurance must be maintained and evidence of insurance must be provided for <br />at least three (3) years after completion of work. <br />(3) If coverage is canceled or non -renewed, and not replaced with another claims - <br />made policy form with a retroactive date prior to the contract effective date, <br />Page 4 of 10 <br />919793v7 <br />