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(6) Certificate Holder. The Certificate Holder on each Evidence of the Insurance <br />certificate shall be: City of Santa Ana, Attention: (Name of Department Staff <br />Responsible for Agreement), 20 Civic Center Plaza M-XX (Responsible <br />Staffs Department Mail Box), Santa Ana, CA 92701. The name and location <br />of project should be included in the Description of Operations section of each <br />certificate. <br />Self -Insured Retentions. Self -insured retentions must be declared to and <br />approved by the City. City may require Contractor to purchase coverage with a <br />lower retention or provide proof of ability to pay losses and related investigations, <br />claim administration, and defense expenses within the retention. <br />d. Acceptability of Insurers. Insurance is to be placed with insurers authorized to <br />conduct business in the state with a current A.M. Best's rating of no less than <br />ANII, unless otherwise acceptable to the City. <br />Verification of Coverage. Contractor shall furnish the City with original <br />Certificates of Insurance including all required amendatory endorsements (or copies <br />of the applicable policy language effecting coverage requiredby this clause) and a <br />copy of the Declarations and Endorsement Page of the CGL policy listing allpolicy <br />endorsements to City before work begins. However, failure to obtain the required <br />documents prior to the work beginning shall not waive the Contractor's obligation to <br />provide them. The City reserves the right to require complete, certified copies of all <br />required insurance policies, including endorsements required by these <br />specifications, at any time. <br />f. Claims -Made Policies. If any of the required policies provide coverage on a <br />claims -made basis: <br />(1) The retroactive date must be shown and must be before the date of the <br />Agreement or the beginning of work. <br />(2) Insurance must be maintained and evidence of insurance must be provided for <br />at least three (3) years after completion of work. <br />(3) If coverage is canceled or non -renewed, and not replaced with another claims - <br />made policy form with a retroactive date prior to the contract effective date, <br />Contractor must purchase "extended reporting" coverage for a minimum of <br />three (3) years after completion of work. <br />g. Subcontractors. Contractor shall require and verify that all sub -contractors <br />maintain insurance meeting all the requirements stated herein, and Contractor shall <br />ensure that City is an additional insured on insurance required from sub -contractors. <br />Page 4 of 10 <br />