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Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by the City. The City may require the <br /> Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses and <br /> related investigations, claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the State of California <br /> with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance including all required <br /> amendatory endorsements(or copies of the applicable policy language effecting coverage required by <br /> this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy <br /> endorsements before work begins. However, failure to obtain the required documents prior to the work <br /> beginning shall not waive Consultant's obligation to provide them. <br /> City reserves the right to require complete, certified copies of all required insurance policies, <br /> including endorsements required by these specifications, at any time. <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements, including limits, based on the nature of the <br /> risk, prior experience, insurer, coverage, or other special circumstances. <br /> 7. INDEMNIFICATION <br /> Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, agents, <br /> employees, contractors, special counsel, and representatives from liability: (1) for personal injury, <br /> damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal <br /> injury, including death, and claims for property damage, which may arise from the negligent operations <br /> of the Contractor,its subcontractors, agents, employees,or other persons acting on its behalf which relates <br /> to the services described in section 1 of this Agreement; and (2) from any claim that personal injury, <br /> damages,just compensation, restitution, judicial or equitable relief is due by reason of the terms of or <br /> effects arising from this Agreement. This indemnity and hold harmless agreement applies to all claims for <br /> damages, just compensation, restitution, judicial or equitable relief suffered, or alleged to have been <br /> suffered,by reason of the events referred to in this Section or by reason of the terms of,or effects, arising <br /> from this Agreement. The Consultant further agrees to indemnify,hold harmless, and pay all costs for the <br /> defense of the City, including fees and costs for special counsel to be selected by the City, regarding any <br /> action by a third party challenging the validity of this Agreement, or asserting that personal injury, <br /> damages,just compensation,restitution,judicial or equitable relief due to personal or property rights arises <br /> by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions <br /> with respect to its representation in any legal proceeding. Notwithstanding the foregoing, to the extent <br /> Contractor's services are subject to Civil Code Section 2782.8, the above indemnity shall be limited, to <br /> the extent required by Civil Code Section 2782.8, to claims that arise out of, pertain to, or relate to the <br /> negligence, recklessness, or willful misconduct of the Contractor. <br />