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HISCOX <br /> S. Supplemental Payments means the reasonable expenses incurred by You, <br /> including loss of wages, if You are required by Us to attend arbitration proceedings <br /> or trial in the defense of a covered Claim. <br /> T. We, Us, Our or Insurer means the insurance company set forth in the Declarations. <br /> U. Wrongful Act means any actual or alleged breach of duty, negligent act, error, <br /> omission or Personal Injury committed by You in the performance of Your <br /> Professional Services. <br /> V. You or Your means any: <br /> 1. Organization; <br /> 2. Employee; <br /> 3. joint venture in which an Organization participates pursuant to written <br /> agreement, but only for: <br /> a. Wrongful Acts committed by such Organization; and <br /> b. the percentage of otherwise covered Damages and Claims Expenses in <br /> proportion to such Organization's participation in the joint venture. <br /> Risk Mwtsgeme tD[vis[on <br /> + REVIEWED&APPROVED BY: <br /> 14 +!. IF .' A :¢&avail <br /> DPL P001 CW(05/13) �' Risk Management Specialist <br />