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4. All required insurance policies: A severability of interest provision must apply for all the <br />additional insureds, ensuring that Permittee's insurance shall apply separately to each insured <br />against whom a claim is made or suit is brought, except with respect to the insurer's limits of <br />liability. <br />5. Each insurance policy required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to City. <br />Ten (10) days prior written shall be provided to City for policy cancellation or non -renewal <br />due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br />Attention: Jose Cruz, 20 Civic Center Plaza M-97, Santa Ana, CA 92701. The name and <br />location of event should be included in the Description of Operations section of each <br />certificate. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. City may require All Security <br />to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br />investigations, claim administration, and defense expenses within the retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of California with <br />a current A.M. Best raring of no less than A: VII, unless otherwise acceptable to City. <br />Verification of Coverage <br />Permittee shall furnish City with original Certificates of Insurance including all required amendatory <br />endorsements (or copies of the applicable policy language effecting coverage required by this <br />clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy <br />endorsements to Entity before work begins. However, failure to obtain the required documents prior <br />to the work beginning shall not waive Permittee's obligation to provide them. City reserves the right <br />to require complete, certified copies of all required insurance policies, including endorsements <br />required by these specifications, at any time. <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims -made basis: <br />1. The retroactive date must be shown and must be before the date of the contractor the <br />beginning of work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least three <br />(3) years after completion of work. <br />3. If coverage is canceled or non -renewed, and not replaced with another claims -made policy <br />form with a retroactive date prior to the contract effective date, All Security must purchase <br />"extended reporting" coverage for a minimum of three (3) years after completion of work. <br />