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"Identity theft" means the act of knowingly transferring or using, without lawful authority, a means of identification of any officer or director or spouse or"domestic partner"thereof of the Named Insured with the intent to commit, or to aid or abet another to commit, any unlawful activity that constitutes a violation of federal law or a felony under any applicable state or local law. "Identity theft expenses"means: a. Costs for notarizing affidavits or similar documents attesting to fraud required by financial institutions or similar credit grantors or credit agencies; b. Costs for certified mail to law enforcement agencies,credit agencies,financial institutions,or similar credit grantors; c. Loan application fees for re-applying for loans when the original application is rejected solely because the lender received incorrect credit information. 3. Key Individual Replacement Expenses a. We will pay up to the amount shown in the Schedule of this endorsement for reasonable "key individual replacement expenses" incurred by the Named Insured to replace the Chief Executive Officer or Executive Director if that officer or director suffers an injury during the policy period which results in the loss of life during the policy period. The "key individual replacement expenses" amount will be the lesser of the limit shown in the Schedule of this endorsement,or 10 times the annual premium paid for this policy. b. With respect only to Key Individual Replacement Expenses Additional Coverage, the following definition is added to the Definitions section: "Key individual replacement expenses"means the following necessary: a. Costs of advertising the employment position opening; b. Travel, lodging, meal, and entertainment expenses incurred in interviewing job applicants for the employment position opening: and c. Miscellaneous extra expenses incurred in finding. interviewing, and negotiating with the job applicants, including. but not limited to, overtime pay, costs to verify the background and references of the applicants, and legal expenses incurred to draw up employment contracts. 4. Lease Cancellation Moving Expenses We will reimburse the Named Insured up to the amount shown in the Schedule of this endorsement for moving expenses incurred when moving is made necessary by the cancellation of a lease at a premises occupied by the Named Insured's premises shown in the Declarations. 5. Temporary Meeting Space Reimbursement We will reimburse the Named Insured up to the amount shown in the Schedule of this endorsement for reasonable rental of meeting space which is necessitated by the temporary unavailability of the Named Insured's primary office space due to the failure of a climate control system or leakage of a hot water heater during the policy period. Coverage will exist only for the renting of temporary meeting space required for meeting with parties who are not insured under this policy. 6. Terrorism Travel Reimbursement a. We will reimburse any present director or officer of the Named Insured up to the amount shown in the Schedule of this endorsement in the event of a "certified act of terrorism" during the policy period which necessitates that such director or officer incur reasonable"emergency travel expenses". b. With respect only to Terrorism Travel Reimbursement Additional Coverage, the following definitions are added to the Definitions section: "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in accordance with the provisions of the federal Terrorism Risk Insurance Act, to be an act of terrorism pursuant to such Act.The criteria contained in the Terrorism Risk Insurance Act for a"certified act of terrorism"include the following: a. The act resulted in insured losses in excess of $5 million in the aggregate, attributable to all types of insurance subject to the Terrorism Risk Insurance Act; and b. The act is a violent act or an act that is dangerous to human life, property, or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian 000ulation of the United States;or to influence the policy or affect the conduct of the United States Govern Risk Atonement Division MGL 1579 07 21 Includes copyrighted material of Insurance Services Office,Inc., REVIEWED&APPROVED BY: • with its permission. `': i A,rf,Roved° ®. Risk Management Specialist