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The Damage to Premises Rented to You 2. This Medical Expense Limit is subject to all the Limit is the greater of: terms of Section III—Limits Of Insurance. c. $500,000; or 3. This above Medical Expense Limit does not d. The amount shown in the Declarations apply if Coverage C Medical Payments is for Damage to Premises Rented to excluded either by the Declaration to this You Limit. Coverage Part or by an endorsement to this 2. Paragraph 2. Exclusions of Coverage A Coverage Part. Bodily Injury and Property Damage F. BROADENED SUPPLEMENTARY PAYMENTS Liability is amended as follows: Paragraphs 1.b. and 1.d.under Supplementary Paragraphs c.through n.,do not apply to Payments—Coverages A and B are deleted and damage by fire, lightning, explosion,or replaced with the following: sprinkler leakage to premises while rented to b. Up to $1,000 for cost of bail bonds required you or temporarily occupied by you with because of accidents or traffic law violations permission of the owner. A separate limit of arising out of the use of any vehicle to which insurance applies to this coverage as the Bodily Injury Liability Coverage applies. described in Section III —Limits Of We do not have to furnish these bonds. Insurance. d. All reasonable expenses incurred by the 3. Paragraph 4. Other Insurance of Section IV insured at our request to assist us in the —Commercial General Liability Conditions investigation or defense of the claim or"suit," is amended as follows: including actual loss of earnings up to$500 a Paragraph b. (1) (a)(ii) is deleted and day because of time off from work. replaced with the following: G. BROADENED NEWLY ACQUIRED OR FORMED (ii) That is Fire, Lightning, Explosion, or ORGANIZATION Sprinkler Leakage insurance for premises Paragraph 3.a under Section II—Who Is An rented to you or temporarily occupied by Insured is deleted and replaced by the following: you with permission of the owner; or a. Coverage under this provision is afforded only 4. Paragraph 9.a. under Section V—Definitions until the 120th day after you acquire or form is deleted and replaced with the following: the organization or the end of the policy a. A contract for a lease of premises. period,whichever is earlier. However,that portion of the contract for a H. BROADENED NON-OWNED OR CHARTERED lease of premises that indemnifies any WATERCRAFT OR AIRCRAFT person or organization for damage by fire, Exclusion 2.g. under Coverage A Bodily Injury lightning, explosion or sprinkler leakage to and Property Damage Liability is deleted and premises while rented to you or replaced by the following: temporarily occupied by you with "Bodilyinjury" "property damage"arisingout permission of the owner is not an"insured g. or contract"; of the ownership, maintenance, use, or entrustment to others of any aircraft,"auto," or 5. This Broadened Coverage is subject to all the watercraft owned by or operated by, or rented terms of Section III—Limits Of Insurance. or loaned to, any insured. Use includes 6. This Broadened Coverage does not apply if operation and"loading or unloading". Fire Damage Liability of COVERAGE A This exclusion does not apply to: (SECTION I)is excluded either by the (1) A watercraft while ashore on premises you Declaration to this Coverage Part or by an endorsement to this Coverage Part. own or rent; E. BROADENED MEDICAL PAYMENTS (2) A watercraft you do not own that is: 1. The following provision is added to Paragraph (a) Less than 51 feet long; and 7. of Section III—Limits Of Insurance: (b) Not being used to carry persons or The Medical Expense Limit shall be the property for a charge; greater of: (3) Parking an "auto"on, or on the ways next a. $10,000; or to premises you own or rent, provided the to b. The amount shown in the Declarations for you is theht ins' 1,,,^r�onro.� ^� ^�^o� / Medical Expense Limit. to or ns Risk MaragementDtvision n�` @ REVIEWED&APPROVED BY: DEEM Risk Management Specialist CG 83 91 05 15 Includes copyrighted material of Insurance Services / Office, Inc. used with its permission.