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COMMERCIAL AUTO CA 01 43 05 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALIFORNIA CHANGES For a covered "auto" licensed or principally garaged in or "garage operations" conducted in California this en- dorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM BUSINESS AUTO PHYSICAL DAMAGE COVERAGE FORM GARAGE COVERAGE FORM MOTOR CARRIER COVERAGE FORM TRUCKERS COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modi- fied by the endorsement. A. The term "spouse" is replaced by the following: Spouse or registered domestic partner under Cali- fornia law. B. The following are added to the Other Insurance Condition in the Business Auto and Garage Cov- erage Forms and the Other Insurance — Primary And Excess Insurance Provisions in the Motor Carrier and Truckers Coverage Forms and super- sede any provisions to the contrary: 1. When this Coverage Form and any other Cov- erage Form or policy providing liability cover- age apply to an "auto" and: a. One provides coverage to a Named Insured engaged in the business of selling, repair- ing, servicing, delivering, testing or road- testing "autos", and b. The other provides coverage to a person not engaged in that business, and c. At the time of an "accident", a person de- scribed in Paragraph 1.1b. is operating an "auto" owned by the business described in Paragraph 1.a., then that person's liability coverage is primary and the Coverage Form issued to a business described in Paragraph 1.a. is excess over any cover- age available to that person. 2. When this Coverage Form and any other Cov- erage Form or policy providing liability cover- age apply to an "auto" and: a. One provides coverage to a Named Insured engaged in the business of selling, repair- ing, servicing, delivering, testing or road- testing "autos", and b. The other provides coverage to a person not engaged in that business, and c. At the time of an "accident" an "insured" under the Coverage Form described in Paragraph 2.a. is operating an "auto" owned by a person described in Paragraph 2.1b., then the Coverage Form issued to the business described in Paragraph 2.a. is primary and the liability coverage issued to a person described in Paragraph 2.1b. is ex- cess over any coverage available to the business. 3. When this Coverage Form and any other Cov- erage Form or policy providing liability cover- age apply to a "commercial vehicle" and: a. One provides coverage to a Named In- sured, who in the course of business, rents or leases "commercial vehicles" without op- erators, and b. The other provides coverage to a person other than as described in Paragraph 3.a., and c. At the time of an "accident", a person who is not the Named Insured of the policy de- scribed in Paragraph 3.a., and who is not the agent or "employee" of such Named In- sured is operating a "commercial vehicle" provided by the business covered by the Coverage Form or policy described in Paragraph 3.a., then the liability coverage provided by the Coverage Form or policy described in Paragraph 3.1b. is primary, and the liability coverage provided by the Cov- erage Form or poliry ciesrriheci in Para- graph 3.a. is exc available to that pe --.F Risk MmWment DMstan %x REVIEWED&APPROVED BY. Risk Management Specialist CA 01 43 05 07 © ISO Properties, Inc., 2006 Page 1 of 2 0