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2. Each of the following is also an insured: <br />a. Your "volunteer workers" only while performing <br />duties related to the conduct of your business, <br />or your "employees", other than either your <br />"executive officers" (if you are an organization <br />other than a partnership, joint venture or limited <br />liability company) or your managers (if you are <br />a limited liability company), but only for acts <br />within the scope of their employment by you or <br />while performing duties related to the conduct <br />of your business. However, none of these <br />"employees" or "volunteer workers" are <br />insureds for: <br />(1) "Bodily injury" or "personal and advertising <br />injury": <br />(a) To you, to your partners or members (if <br />you are a partnership or joint venture), <br />to your members (if you are a limited <br />liability company), to a co -"employee" <br />while in the course of his or her <br />employment or performing duties related <br />to the conduct of your business, or to <br />your other "volunteer workers" while <br />performing duties related to the conduct <br />of your business; <br />c. Any person or organization having proper <br />temporary custody of your property if you die, <br />but only: <br />(1) With respect to liability arising out of the <br />maintenance or use of that property; and <br />(2) Until your legal representative has been <br />appointed. <br />d. Your legal representative if you die, but only <br />with respect to duties as such. That <br />representative will have all your rights and <br />duties under this Coverage Part. <br />3. Any organization you newly acquire or form, other <br />than a partnership, joint venture or limited liability <br />company, and over which you maintain ownership <br />or majority interest, will qualify as a Named <br />Insured if there is no other similar insurance <br />available to that organization. However: <br />a. Coverage under this provision is afforded only <br />until the 90th day after you acquire or form the <br />organization or the end of the policy period, <br />whichever is earlier; <br />b. Coverage A does not apply to "bodily injury" or <br />"property damage" that occurred before you <br />acquired or formed the organization; and <br />(b) To the spouse, child, parent, brother or c. Coverage B does not apply to "personal and <br />sister of that co -"employee" or advertising injury" arising out of an offense <br />,'volunteer worker" as a consequence of committed before you acquired or formed the <br />Paragraph (1)(a) above; organization. <br />(c) For which there is any obligation to No person or organization is an insured with respect <br />share damages with or repay someone to the conduct of any current or past partnership, joint <br />else who must pay damages because of venture or limited liability company that is not shown <br />the injury described in Paragraph (1)(a) as a Named Insured in the Declarations. <br />or (b) above; or SECTION III — LIMITS OF INSURANCE <br />(d) Arising out of his or her providing or <br />failing to provide professional health <br />care services. <br />(2) "Property damage" to property: <br />(a) Owned, occupied or used by; <br />(b) Rented to, in the care, custody or <br />control of, or over which physical control <br />is being exercised for any purpose by; <br />you, any of your "employees", "volunteer <br />workers", any partner or member (if you are <br />a partnership or joint venture), or any <br />member (if you are a limited liability <br />company). <br />b. Any person (other than your "employee" or <br />,'volunteer worker"), or any organization while <br />acting as your real estate manager. <br />1. The Limits of Insurance shown in the Declarations <br />and the rules below fix the most we will pay <br />regardless of the number of: <br />a. Insureds; <br />b. Claims made or "suits" brought; or <br />c. Persons or organizations making claims or <br />bringing "suits". <br />2. The General Aggregate Limit is the most we will <br />pay for the sum of: <br />a. Medical expenses under Coverage C; <br />b. Damages under Coverage A, except damages <br />because of "bodily injury" or "property damage" <br />included in the "products -completed operations <br />hazard"; and <br />c. Damages under Coverage B. <br />oR,N F RiskMougementDMsian <br />a� REVIEWED & APPROVED BY. <br />Risk Management Specialist <br />Page 10 of 16 © Insurance Services Office, Inc., 2012 CG 00 01 04 13 <br />