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IMPORTANT <br />If the corl NOWe holder !s an ADDITIONAL INSURED, the policy(ies) must be enaorsed. A state,,,pent <br />cn this cerllticate doos not confer rights to the certifica:a holder in lieu of such endorsement(s,. <br />If SUBROGATION IS WAIVED, subject to the lerm5 and conditions of the policy, certain policies may <br />require an endorsement. A stafemant nn this certificata does not confer rights to the certificate <br />hoflar In lieu of such endorsement(s). <br />DISCLAIMER <br />The Ceilificato of Insurance on the reverse aide of this form does not conslitute a contract between <br />trio issuing insurer(s), authorized representativo or producer, and the certificate holder, nor does it <br />affirm8tivejy or negatively amand, extend or alter the coverage afforded py the policies lialed thereon. <br />