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<br />.llro. 1&" 2003 <br /> <br />8:59AM <br /> <br />POINT WEST INS <br /> <br />IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED. the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rI;hls to IhQ cetLifil4te hOldEtf jnlieu of SUO" endOl'5ement(5}. <br /> <br />If SUBROGATION IS WAIVED, SUbJSClID the terms .and conditions of the policy certain polioies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsemenl(s) <br /> <br />DISCLAIMER <br /> <br />The Certificate of Insurance on the feliersa side of this form does not constItUte a contract between <br />the i$$uing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend ex.tend Of altet the c:overage afforded by the policies listed thereon <br /> <br />ACORD 25-S (7/97) <br /> <br /> <br />No,2080 <br /> <br />P 3/3 <br />