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performed by Contractor under this Agreement. <br /> 3. For any claims related to this contract, Contractor's insurance coverage shall be <br /> primary and any insurance maintained by City, its City Council, its officers, <br /> officials, employees, agents, or volunteers shall not contribute with it. <br /> 4. A severability of interest provision must apply for all the additional insureds, <br /> ensuring that Contractor's insurance shall apply separately to each insured against <br /> whom a claim is made or suit is brought, except with respect to the insurer's limits <br /> of liability. <br /> 5. Insurance policies required herein shall provide that coverage shall not be canceled, <br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier,or <br /> materially changed except after thirty(30)days prior written notice has been given <br /> to City. Ten (10) days prior written notice shall be provided to City for policy <br /> cancellation or non-renewal due to non-payment of premium. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br /> Ana, Attention: Executive Director, Community Development Agency, 20 Civic <br /> Center Plaza M-25, Santa Ma, CA 92701. The name and location of project must <br /> be included in the Description of Operations section of each certificate. <br /> d. Self-Insured Retentions: Self-insured retentions must be declared to and approved by <br /> the City. The City may require the Contractor to purchase coverage with a lower <br /> retention or provide proof of ability to pay losses and related investigations, claim <br /> administration, and defense expenses within the retention. <br /> e. Acceptability of Insurers: Insurance is to be placed with insurers authorized to conduct <br /> business in the state with a current A.M. Best's rating of no less than A:VII, unless <br /> otherwise acceptable to the City. <br /> f. Verification of Coverage: Contractor shall furnish the City with original Certificates of <br /> Insurance including all required amendatory endorsements(or copies of the applicable <br /> policy language effecting coverage required by this clause) and a copy of the <br /> Declarations and Endorsement Page of the CGL policy listing all policy endorsements <br /> to City before work begins. However, failure to obtain the required documents prior to <br /> the work beginning shall not waive the Contractor's obligation to provide them. <br /> g. City reserves the right to require complete, certified copies of all required insurance <br /> policies, including endorsements required by these specifications, at any time. <br /> h. Special Risks or Circumstances: City reserves the right to modify these requirements, <br /> including limits, based on the nature of the risk, prior experience, insurer, coverage, or <br /> other special circumstances. <br /> 7. INDEMNIFICATION <br /> Contractor agrees to defend, and shall indemnify and hold harmless the City, its officers, <br /> agents,employees, contractors, special counsel,and representatives from liability: (1) for personal <br /> injury,damages,just compensation, restitution,judicial or equitable relief arising out of claims for <br /> personal injury, including death, and claims for property damage, which may arise from the <br /> negligent operations of the Contractor, its subcontractors, agents, employees, or other persons <br /> Page 4 of 10 <br />