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Philadelphia Indemnity Insurance Company <br /> PI-GLD-VS (05/17) <br /> insurance available to the person or organization with whom you agree to include in SECTION <br /> II -WHO IS AN INSURED, except when 2. below applies. <br /> b. Excess Insurance-This insurance is excess over any of the other insurance whether primary, <br /> excess, contingent or any other basis: <br /> (1)That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br /> "your work"; <br /> (2)That is Fire, lightning or explosion insurance for premises rented to you; or temporarily <br /> occupied by you with permission of the owner; or <br /> (3) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent <br /> not subject to SECTION I—COVERAGE, COVERAGE A BODILY INJURY AND <br /> PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions, Paragraph g. <br /> When this insurance is excess, we will have no duty under Coverages A or B to defend any <br /> claim or"suit"that any other insurer has a duty to defend. If no other insurer defends, we will <br /> undertake to do so, but we will be entitled to the insured's rights against all those other <br /> insurers. <br /> When this insurance is excess over other insurance, we will pay only our share of the amount <br /> of the loss, if any, that exceeds the sum of: <br /> (1)The total amount that all such other insurance would pay for the loss in the absence of this <br /> insurance; and <br /> (2) The total of all deductible and self-insured amounts under all other insurance. <br /> We will share the remaining loss, if any, with any other insurance that is not described in this <br /> excess insurance provision and was not bought specifically to apply in excess of the Limits of <br /> Insurance shown in the Declarations of this Coverage Part. <br /> c. Method of Sharing - If all the other insurance permits contribution by equal shares, we will <br /> follow this method also. Under this approach each insurer contributes equal amounts until it <br /> has paid its applicable limit of insurance or none of the loss remains, whichever comes first. <br /> If any or the other insurance does not permit contribution by equal shares, we will contribute <br /> by limits. Under this method, each insurer's contribution is based on the ratio of its <br /> applicable limits of insurance of all insurers. <br /> 2. This provision only applies with respect to your operations, "your work" or facilities owned or <br /> used by you. <br /> K. Other Insurance—You Are An Additional Insured On Another Person's Or Organization's <br /> Policy <br /> If you are an insured under SECTION II -WHO IS AN INSURED, then SECTION IV—COMMERCIAL <br /> GENERAL LIABILITY CONDITIONS, Subsection 4. OTHER INSURANCE, Paragraph b. Excess <br /> Insurance is replaced by the following: <br /> This insurance is excess over any other insurance, whether primary, excess, contingent or on any <br /> other basis: <br /> 1. That is Fire, Extended Coverage, Builders Risk, Installation Risk or similar coverage for"your <br /> work"; <br /> 2. That is Fire, lightning or explosion insurance for premises rented to you or temp <br /> you with permission of the owner; Risk MwttgmnmtDivision <br /> paitF <br /> /' REVIEWED&APPROVED BY: <br /> PI-GLD-VS (05/17) A :e AG€41 do <br /> Page 7 of 9 Risk Management Specialist <br /> Includes copyrighted material of Insurance Services Office, Inc., with its p,/ <br />