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5. AMENDED FELLOW EMPLOYEE EXCLUSION <br />In those jurisdictions where, by law, fallow "employeesl' are not entitled to the protection afforded to the <br />employer by the workers compensation exclusivity rule, or similar protection, the following provision is added: <br />SECTION 11— LIABILITY, Exclusion B.S. Fallow Employee does not apply if the "bodily injury" results from the <br />use of a covered "auto" you own or hire if you have workers compensation insurance in force for all of your <br />"employees" at the time of "loss". <br />This coverage is excess over any other collectible Insurance, <br />SECTION III — PHYSICAL DAMAGE COVERAGE is amended as follows; <br />6. HIRED AUTO PHYSICAL DAMAGE <br />Paragraph AA, Coverage Extensions of SECTION III — PHYSICAL DAMAGE COVERAGE, Is amended by <br />adding the following. <br />If hired "autos" are covered "autos" for Liability Coverage, and H Comprehensive, Specified Causes of Loss or <br />Collision coverage are provident under the Business Auto Coverage Form for any "auto" you oven, then the <br />Physical Damage coverages provided are extended to "autos': <br />a. You hire, rent or borrow; or <br />b. Your "employee" hires or rents under a written contractor agreement in that "employee's" name, but only <br />if the damage occurs while the vehicle to being used In the conduct of your business, <br />subject to the following limit and deductible: <br />a. The most we will pay for "loss" In anyone "aocldent" or *loss" is the smallest of: <br />(1) $50,000; or <br />(2) The actual cash value of the damaged or stolen property as of the time of the `loss'; or <br />(3) The rest of repairing or replacing the damaged or stolen property with other property of like kind and <br />quality, minus a deductible. <br />b, The deductiblo will be equal to the largest deductible applicable to any owned "auto" for that coverage. <br />c. Subject to the limit, deductible and excess provisions described In this provision, we wig provide coverage <br />equal to the broadest coverage applicable to any covered "auto" you own. <br />d. Subject to a maximum of $1,000 per "accldenV, we will also cover the actual loss of use of the hired "auto" <br />if It results from an "accldent", you are legally liable and the lessor incurs an actual financial loss. <br />e. This coverage extension does not apply to: <br />(1) Any "auto" that is hired, rented or borrowed with a driver, or <br />(2) Any "auto" that is hired, rented or borrowed from your "employee° or arty member of your "employee's" <br />household. <br />Coverage provided under this extension is excess over any other collectible Insurance available at the time of <br />"toss". <br />AC 06 43 08 21 @ 2021 Liberty Mutual Insurance <br />Includes copyrighted materiel of insurance Services Offics, Inc., with its per <br />l e Ri6kMm� VMWtr WW n <br />RE newFo & APPROVWBY <br />a L ip <br />#ktaf? <br />L-�—. = Risk M4nagewnt5PgoJn r <br />0511712024 57170M WCLevcs Flo ImRsti Cagy <br />0511712024 57170M WCLevcs Flo ImRsti Cagy <br />