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POLICY NUMBER: ODF D785344-06 Hanover <br /> Insurance Group.- <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> HIREDAUTOAND NON-0WNEDAUTO LIABILITY <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESSOWNERS COVERAGE FORM <br /> SCHEDULE <br /> Coverage Additional Premium <br /> A. Hired Auto Liability $ INCLUDED <br /> B. Non-owned Auto Liability $ INCLUDED <br /> Information required to complete this Schedule, if not shown above, will be shown in the Declarations. <br /> A. Insurance is provided only for those coverages (2) The spouse, child, parent, brother or <br /> for which a specific premium charge is shown in sister of that "employee" as a <br /> the Declarations or in the Schedule. consequence of Paragraph (1) above. <br /> 1. Hired Auto Liability This exclusion applies: <br /> The insurance provided under Paragraph (1) Whether the insured may be liable as <br /> A.I. Business Liability in Section II - Liability an employer or in any other capacity; <br /> applies to "bodily injury" or "property and <br /> damage" arising out of the maintenance or (2) To any obligation to share damages <br /> use of a "hired auto" by you or your with or repay someone else who must <br /> employees In the course of your business. pay damages because of injury. <br /> 2. Non-owned Auto Liability This exclusion does not apply to: <br /> The insurance provided under Paragraph (1) Liability assumed by the insured <br /> A.1. Business Liability in Section II - Liability under an "insured contract"; or <br /> applies to bodily injury or property <br /> damage" arising out of the use of any (2) "Bodily injury" arising out of and in <br /> "non-owned auto" in your business by any the course of domestic employment by <br /> person. the insured unless benefits for such <br /> B. For insurance provided by this endorsement injury are in whole or in part either <br /> payable or required to be provided <br /> only: under any workers' compensation law. <br /> 1. The exclusions under Paragraph B.1. b. "Property damage" to: <br /> Applicable To Business Liability Coverage in <br /> Section II -Liability, other than Exclusions a., (1) Property owned or being transported <br /> b., d., f. and i. and the Nuclear Energy by, or rented or loaned to the insured; <br /> Liability Exclusion, are deleted and replaced or <br /> by the following: (2) Property in the care, custody or <br /> a. "Bodily injury" to: control of the insured. <br /> (1) An "employee" of the insured arising <br /> out of and in the course of: <br /> (a) Employment by the insured; or <br /> (b) Performing duties related to the <br /> conduct of the insured's business; <br /> or <br /> BP 04 04 01 10 Copyright, Insurance Services Office, Inc., 2009 Page 1 Of 2 <br />