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Attachment Code:D633343 Certificate ID: 20136818 COMMERCIAL AUTOMOBILE HA99161221 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL AUTOMOBILE BROAD FORM ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM To the extent that the provisions of this endorsement provide broader benefits to the "insured" than other provisions of the Coverage Form, the provisions of this endorsement apply. 1. BROAD FORM INSURED e. Employees as Insureds Paragraph .1. - WHO IS AN INSURED - of Section II - (1). Any "employee" of yours while using a covered Liability Coverage is amended to add the following: "auto" you don't own, hire or borrow in your business d. Subsidiaries and Newly Acquired or Formed or your personal affairs. Organizations f. Lessors as Insureds The Named Insured shown in the (1). The lessor of a covered "auto" while the "auto" is Declarations is amended to include: leased to you under a written agreement if: 1. Any legal business entity other than a partnership or joint a. The agreement requires you to provide direct primary venture, formed as a subsidiary in which you have an insurance for the lessor and ownership interest of more than 50% on the effective b. The "auto" is leased without a driver. date of the Coverage Form. However, the Named Insured does not include any subsidiary that is an "insured" under Such a leased "auto" will be considered a covered "auto" any other automobile policy or would be an "insured" you own and not a covered "auto"you hire. under such a policy but for its termination or the g. Additional Insured if Required by Contract exhaustion of its Limit of Insurance. (1) When you have agreed, in a written contract or written 2. Any organization that is acquired or formed by you and agreement, that a person or organization be added as an over which you maintain majority ownership. However, additional insured on your business auto policy, such the Named Insured does not include any newly formed or person or organization is an "insured", but only to the acquired organization: extent such person or organization is liable for "bodily a. That is a partnership or joint venture, injury" or "property damage" caused by the conduct of an "insured" under paragraphs a. or b. of Who Is An Insured b. That is an "insured" under any other policy, with regard to the ownership, maintenance or use of a c. That has exhausted its Limit of Insurance under any other covered "auto." policy, or The insurance afforded to any such additional insured d. 180 days or more after its acquisition or formation by you, applies only if the "bodily injury" or "property damage" unless you have given us notice of the acquisition or occurs: formation. a. During the policy period, and Coverage does not apply to "bodily injury" or "property b. Subsequent to the execution of such written contract, and damage" that results from an "accident" that occurred before you formed or acquired the organization.