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EXHIBIT 1 <br />MINIMUM SCOPE OF INSURANCE <br />Coverage shall be at least as broad as: <br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br />covering CGL on an "occurrence" basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />2. Automobile Liability: Insurance Services Office Form Number CA 00 01 covering any <br />auto (Code 1), with limit no less than $1,000,000 per accident for bodily injury and property <br />damage. <br />3. Workers' Compensation: as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, <br />policy or employee, for bodily injury or disease. <br />If the Contractor maintains broader coverage and/or higher limits than the minimum requirements <br />for each line of coverage shown above, the City requires and shall be entitled to the broader <br />coverage and/or higher limits maintained by the Contractor. Any available insurance proceeds in <br />excess of the specified minimum limits of insurance and coverage shall be available to the City. <br />Other Insurance Provisions <br />The insurance policies are to contain, or be endorsed to contain, the following provisions: <br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Contractor's CGL and Automobile Liability <br />policies, with respect to liability arising out of work or operations performed by or on <br />behalf of the Instructor including materials, parts, equipment, and personnel furnished in <br />connection with such work or operations. <br />2. Contractor's Insurance company(ies) agrees to waive all rights of subrogation against <br />City, its City Council, its officers, officials, employees, agents, and volunteers for losses <br />paid under the terms of any policy which arise from work performed by Contractor under <br />this Agreement. <br />3. For any claims related to this contract, Contractor's insurance coverage shall be primary <br />and any insurance maintained by City, its City Council, its officers, officials, employees, <br />agents, or volunteers shall not contribute with it. <br />4. A severability of interest provision must apply for all the additional insureds, ensuring <br />that Contractor's insurance shall apply separately to each insured against whom a claim is <br />made or suit is brought, except with respect to the insurer's limits of liability. <br />5. Insurance policy(ies) required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />City. Ten (10) days prior written shall be provided to City for policy cancellation or non - <br />renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br />20 Civic Center Plaza, Santa Ana, CA 92701. The name and location of project must be <br />included in the Description of Operations section of each certificate. <br />Page 3 of 9 <br />#400435vl <br />