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The City reserves the right to require complete, certified copies of all required insurance <br />policies,including endorsements required by these specifications, at any time. <br />9. Subcontractors: FranklinCovey shall require and verify that all subcontractors <br />maintain insurance meeting all the requirements stated herein, and FranklinCovey shall <br />ensure that City is an additional insured on insurance required from subcontractors. <br />10. Special Risks or Circumstances: City reserves the right to modify these requirements, <br />including limits, based on the nature of therisk, prior experience, insurer, coverage, or <br />other special circumstances. <br />