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COMMERCIAL AUTO <br /> AC 70 05 03 16 <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> BUSINESS AUTO PROTECTION - GOLD <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> SUMMARY OF COVERAGES <br /> A. Effect of This Endorsement <br /> B. Newly Acquired or Formed Entities <br /> C. Employees as Insureds— Nonowned Autos <br /> D. Additional Insured by Contract, Permit or Agreement <br /> E. Supplementary Payments—Bail Bonds <br /> F. Supplementary Payments—Loss of Earnings <br /> G. Personal Effects and Property of Others Extension <br /> H. Prejudgment Interest Coverage <br /> I. Fellow Employee—Officer, Managers and Supervisors <br /> J. Hired Auto Physical Damage <br /> K. Temporary Substitute Autos— Physical Damage Coverage <br /> L. Expanded Towing Coverage <br /> M. Auto Loan or Lease Coverage <br /> N. Original Equipment Manufacturer Parts— Leased Private Passenger Types <br /> O. Deductible Amendments <br /> P. Rental Reimbursement Coverage <br /> Q. Expanded Transportation Expense <br /> R. Extra Expense—Stolen Autos <br /> S. Physical Damage Limit of Insurance <br /> T. New Vehicle Replacement Cost <br /> U. Physical Damage Coverage Extension <br /> V. Transfer of Rights of Recovery Against Others To Us <br /> W. Section IV—Business Auto Conditions— Notice of and Knowledge of Occurrence <br /> X. Hired Car Coverage Territory <br /> Y. Emergency Lock Out <br /> Z. Cancellation Condition <br /> AC 70 05 03 16 Includes copyrighted material of Insurance Services Office, Inc. Page 1 of 7 <br /> with its permission <br /> ACPBA013079630195 LP2W 23180 INSURED COPY AC7005031600 0001 47 0001462 <br />