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(1) with respect to the operation, d.Rental Expense maintenance or use of a covered We will pay the following expenses that you or ÐautoÑ; and any of your ÐemployeesÑ are legally obligated (2) for Ðbodily injuryÑ or Ðproperty damageÑ to pay because of a written contract or caused by an ÐaccidentÑ which takes agreement entered into for use of a rental place after: vehicle in the conduct of your business: (a) You executed the Ðinsured MAXIMUM WE WILL PAY FOR ANY ONE contractÑ or written agreement; or CONTRACT OR AGREEMENT: (b) The permit has been issued to 1. $2,500 for loss of income incurred by the you. rental agency during the period of time that 3.FELLOW EMPLOYEE COVERAGE vehicle is out of use because of actual EXCLUSION B.5. - FELLOW EMPLOYEE Î of damage to, or ÐlossÑ of, that vehicle, including SECTION II Î LIABILITY COVERAGE does not apply. income lost due to absence of that vehicle for 4.PHYSICAL DAMAGE Î ADDITIONAL TEMPORARY use as a replacement; TRANSPORTATION EXPENSE COVERAGE 2. $2,500 for decrease in trade-in value of the Paragraph A.4.a. Î TRANSPORTATION EXPENSES rental vehicle because of actual damage to Î of SECTION III Î PHYSICAL DAMAGE that vehicle arising out of a covered ÐlossÑ; and COVERAGE is amended to provide a limit of $50 per 3. $2,500 for administrative expenses incurred day for temporary transportation expense, subject to a by the rental agency, as stated in the contract maximum limit of $1,000. or agreement. 5. AUTO LOAN/LEASE GAP COVERAGE 4. $7,500 maximum total amount for paragraphs Paragraph A. 4. Î COVERAGE EXTENSIONS - of 1., 2. and 3. combined. SECTION III Î PHYSICAL DAMAGE COVERAGE is 7. EXTRA EXPENSE Î BROADENED COVERAGE amended to add the following: Paragraph A.4. Î COVERAGE EXTENSIONS Î of c.Unpaid Loan or Lease Amounts SECTION III Î PHYSICAL DAMAGE COVERAGE In the event of a total ÐlossÑ to a covered ÐautoÑ, we will is amended to add the following: pay any unpaid amount due on the loan or lease for a e.Recovery Expense covered ÐautoÑ minus: We will pay for the expense of returning a 1. The amount paid under the Physical Damage stolen covered ÐautoÑ to you. Coverage Section of the policy; and 8. AIRBAG COVERAGE 2. Any: Paragraph B.3.a. - EXCLUSIONS Î of SECTION a. Overdue loan/lease payments at the time of III Î PHYSICAL DAMAGE COVERAGE does not the ÐlossÑ; apply to the accidental or unintended discharge of b. Financial penalties imposed under a lease for an airbag. Coverage is excess over any other excessive use, abnormal wear and tear or collectible insurance or warranty specifically high mileage; designed to provide this coverage. c. Security deposits not returned by the lessor: 9. AUDIO, VISUAL AND DATA ELECTRONIC d. Costs for extended warranties, Credit Life EQUIPMENT - BROADENED COVERAGE Insurance, Health, Accident or Disability Paragraph C.2. Î LIMIT OF INSURACE - of Insurance purchased with the loan or lease; SECTION III - PHYSICAL DAMAGE is deleted and and replaced with the following: e. Carry-over balances from previous loans or 2. $2,000 is the most we will pay for "loss" in any leases. one "accident" to all electronic equipment that We will pay for any unpaid amount due on the loan or reproduces, receives or transmits audio, visual lease if caused by: or data signals which, at the time of "loss", is: 1. Other than Collision Coverage only if the a. Permanently installed in or upon the Declarations indicate that Comprehensive covered "auto" in a housing, opening or Coverage is provided for any covered ÐautoÑ; other location that is not normally used by 2. Specified Causes of Loss Coverage only if the the "auto" manufacturer for the installation Declarations indicate that Specified Causes of of such equipment; Loss Coverage is provided for any covered ÐautoÑ; b. Removable from a permanently installed or housing unit as described in Paragraph 3. Collision Coverage only if the Declarations indicate 2.a. above or is an integral part of that that Collision Coverage is provided for any equipment; or covered Ðauto. c. An integral part of such equipment. 6. RENTAL AGENCY EXPENSE Paragraph A. 4. Î COVERAGE EXTENSIONS Î of SECTION III Î PHYSICAL DAMAGE COVERAGE is amended to add the following: Form: 16-02-0292 (Rev. 4-11) Page 2 of 3 "Includes copyrighted material of Insurance Services Office, Inc. with its permission"