a. fines, sanctions, statutory penalties or punitive or exemplary Damages and legal fees either imposed by law,
<br />court or otherwise, nor
<br />b. the return, in whole or in part, of legal fees, costs and expenses, previously paid or retained, whether by way
<br />of restitution of specific funds or otherwise.
<br />4. Grievance, whenever used in this policy means:
<br />a. any charges filed by a client, former client or third party with a disciplinary official or agency alleging
<br />professional misconduct of an Insured in the rendering of or failure to render Professional Services; or
<br />b. any investigation commenced or action brought by a disciplinary board or any other similar entity alleging
<br />violations of the rules of professional responsibility.
<br />5. Insured, whenever used in this policy, means:
<br />the Named Insured(s), defined as the partnership or professional corporation or individual named in the
<br />Declarations;
<br />any person who is not defined as Named Insured, but was, is now, or hereafter becomes an employed
<br />lawyer, partner, stockholder, "of counsel" of the Named Insured, independent contractor, or any other
<br />employee or Temporary Contract Lawyer of the Named Insured or Predecessor Firm(s), but solely for
<br />those Professional Services rendered and completed on behalf of such firm(s);
<br />C. any partner, officer, director, stockholder employee, or "of counsel" of the Named Insured or Predecessor
<br />Firm(s) who has retired, from the practice of law, but only for those Professional Services rendered and
<br />completed prior to the date of retirement from such law firm(s);
<br />d. . the heirs, executors, administrators, assigns and legal representatives of each Insured, in the event of
<br />death, incapacity or bankruptcy as respects the liability of each Insured as is otherwise covered herein;
<br />e, any Temporary Contract Lawyer, but solely for those Professional Services rendered on behalf of the
<br />Named Insured or Predecessor Firm(s); or,
<br />any lawyer listed in the application that is a partner, officer, director, stockholder or employee of the Named
<br />insured as respects Professional Services rendered by such individual while associated with a Prior Law
<br />Firm.
<br />6. Personal Injury, whenever used in this policy, means:
<br />a. malicious prosecution, abuse of process, wrongful entry or eviction or other invasion of private occupancy; or
<br />b. the publication or utterance of a libel or slander or other defamatory or disparaging material; or a publication .
<br />or an utterance in violation of an-individual's right of privacy.
<br />7. Policy Period, whenever used in this policy, means the period from the inception date of this policy to the policy
<br />expiration date as set forth in the Declarations or its earlier termination date, if any.
<br />8. Predecessor Firm(s), whenever used in this policy, means any lawyer, law firm or professional legal corporation
<br />engaged in providing Professional Services to whose financial assets and liabilities the Named Insured is the
<br />majority successor in interest.
<br />9. Prior Law Firm, whenever. used in this policy, means any law firm or professional corporation engaged in the
<br />private practice of law for which any lawyer listed in the application was a partner, officer, director, stockholder or
<br />employee prior to such lawyer's employment by the Named Insured.
<br />S1599-EO (12/98) Page 4 of 9
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