FAUSTMAN, CARLTON, DISANTE & FREUDENBERG

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h. To any Claim based upon or arising out of any intentional breach of underwriting authority by any Insured in the Insured's capacity as a title insurance agent. To any Claim based upon or arising out of a contract for, or other right relating to, division of fees or fee apportionment between any Insured and any other lawyer or lawyers. To any Claim arising out of any act, omission or Personal Injury committed or alleged to have been committed by any Insured while that Insured was a partner, officer, director, stookholder or employee of a Prior Law Firm if there is other insurance under any other policy or policies covering that Insured for Damages and/or Claim Expenses for such Claim, whether such other insurance is stated to be primary, contributory, excess, contingent or otherwise. GENERAL CONDITIONS 1. POLICY TERRITORY: The insurance afforded applies worldwide provided Claim is made and suit is brought against the Insured within the United States of America, its territories or possessions, or Canada. 2. DISCOVERY PERIOD: If, during the Policy Period, the Insured first becomes aware that an Insured has committed a specific act, omission or Personal Injury in Professional Services for which coverage is provided hereunder, and if the Insured shall, during the Policy Period, give written notice to the Company of: a. the specific act, omission or Personal Injury; and b. the injury or Damage which has resulted, or may result, from such act, omission or Personal Injury; and C. the circumstances by which the Insured first became aware of such act, omission or Personal Injury, then any Claim which may be subsequently made against the Insured arising out of such act, omission or Personal Injury shall be deemed for the purpose of this insurance to have been made during the Policy Period. The Insured shall cooperate fully with the Company as provided in Condition Number 6 and any investigation conducted by the Company or its representatives shall be subject to the terms set forth in the policy. 3. EXTENDED REPORTING PERIOD: a. If the Company or the Named Insured shall cancel or non -renew this policy, for any reason other than the non-payment of premium or deductibles when due, the Named Insured shall have the right to extend the time period for reporting Claims first made against.any Insured by purchasing Extended Reporting Period coverage. The additional premium for the Extended Reporting Period Coverage shall be: 85%'of the policy's annual premium for 12 months; or 105% of the policy's annual premium for 24 months; or 135% of the policy's annual premium for 36 months; or 160% of the policy's annual premium for 48 months; or 185% of the policy's annual premium for 60 months; or 285% of the policy's annual premium for an unlimited period. The Named Insured must notify the Company in writing which option it elects to purchase and must pay the full additional prornium set forth above no later than 30 days after the end of the Policy Period. b. If an Insured retires, the Insured may purchase an Extended Reporting Period endorsement. The Company will advise the Insured of the additional premium and the terms of the endorsement within 30 days after receiving notice that the Insured intends to purchase such coverage and the Insured must pay the full additional premium no later than 30 days thereafter. C. If an Insured dies during the Policy Period as a result of reasons other than self-inflicted injury, suicide or alcohol or drug abuse, then the period for reporting Claims shall be extended at no additional premium until the executor or administrator of the estate is discharged, provided that the estate, heir or administrator gives written notification and written proof of the date of death to the Company within sixty (60) days of the death of the Insured. S1599-EWO (12198) Page 6 of 9