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Northland <br />i Insurance Companies <br />® An Associates Company <br />LAWYERS PROFESSIONAL LIABILITY INSURANCE <br />THIS IS A CLAIMS MADE AND REPORTED POLICY. PLEASE READ IT CAREFULLY. NOTICE: THE LIMIT OF LIABILITY <br />AVAILABLE TO PAY JUDGEMENTS OR SETTLEMENTS MAY BE REDUCED BY AMOUNTS INCURRED FOR <br />INVESTIGATION AND LEGAL COSTS. FURTHER NOTE THAT AMOUNTS INCURRED FOR SUCH COSTS MAY BE <br />APPLIED AGAINST THE DEDUCTIBLE AMOUNT. <br />DECLARATIONS <br />POLICY NUMBER <br />NAMED INSURED AND ADDRESS <br />AGENT NAME AND ADDRESS <br />EF 000578 <br />Faustman, Carlton, DiSante & <br />Freudenberger LLP <br />Hooper, Hayes & Associates, Inc. <br />11661 San' Vicente Blvd., #800 <br />RENEWAL OF <br />New <br />2600 Michelson Drive, Suite 800 <br />Los Angeles, Ca 90049Tel: <br />Irvine, CA 92612 <br />310-826-5588/Fox: 310-207-1353 <br />POLICY PERIOD <br />(At 12:01 a.m. Standard Time) <br />FROM: 10-3-1999 <br />TO: 10-3-2000 <br />LIMIT OF LIABILITY AND DEDUCTIBLE <br />125,541 Total Premium <br />Claim Expenses <br />$i,000,000 Annual Aggregate <br />NIA Charge <br />Damages and Claim Expenses <br />$5,000,000 Each Claim <br />25 541 Total <br />Damages and Claim Expenses <br />$5,000,000 Annual Aggregate <br />25 000 Deductible Per Claim <br />25 000 Annual Deductible <br />S1599-EO (12198) S1603-EO (9198) S1692-EO (3199) <br />S1608-EO (9198) <br />S1611-EO (9198) S1618-EO (9198) S1621-EO (9198 <br />81663-EO (9198) <br />BY ACCEPTANCE OF THIS POLICY, THE INSURED AGREES THAT THE STATEMENTS IN THE APPLICATION ARE PERSONAL <br />REPRESENTATIONS, THAT THEY SHALL BE DEEMED MATERIAL AND THAT THIS POLICY IS ISSUED IN RELIANCE UPON <br />THE TRUTH OF SUCH REPRESENTATIONS. <br />DATED <br />AUTH Z REPRESENTATIVE <br />12/14/99 <br />S1623D-EO (12/98) <br />