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Commercial General <br />Commercial General Liability Coverage Form <br />Various provisions in this policy restrict coverage. Read the entire policy carefully to determine <br />rights, duties and what is and is not covered. <br />Throughout this policy the words "you" and "your" refer to the Named Insured shown in the <br />Declarations, and any other person or organization qualifying as a Named Insured under this policy. <br />The words "we", "us" and "our" refer to the company providing this insurance. <br />The word "insured" means any person or organization qualifying as such under Section II — Who Is <br />An Insured. <br />Other words and phrases that appear in quotation marks have special meaning. Refer to Section V — <br />Definitions. <br />SECTION I — COVERAGES <br />COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY <br />Insuring Agreement <br />a. We will pay those sums that the insured becomes legally obligated to pay as <br />damages because of "bodily injury" or "property damage" to which this insurance <br />applies. We will have the right and duty to defend the insured against any "suit" <br />seeking those damages. However, we will have no duty to defend the insured <br />against any "suit" seeking damages for "bodily injury" or "property damage" to which <br />this insurance does not apply. We may, at our discretion, investigate any <br />"occurrence" and settle any claim or "suit" that may result. But: <br />(1) The amount we will pay for damages is limited as described in Section III — <br />Limits Of Insurance; and <br />(2) Our right and duty to defend ends when we have used up the applicable limit of <br />insurance in the payment of judgments or settlements under Coverages A or B <br />or medical expenses under Coverage C. <br />No other obligation or liability to pay sums or perform acts or services is covered <br />unless explicitly provided for under Supplementary Payments — Coverages A <br />and B. <br />b. This insurance applies to "bodily injury" and "property damage" only if: <br />(1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes <br />place in the "coverage territory" <br />(2) The "bodily injury" or "property damage" occurs during the policy period; and <br />(3) Prior to the policy period, no insured listed under Paragraph 1. of Section 11— <br />Who Is An Insured and no "employee" authorized by you to give or receive notice <br />of an "occurrence" or claim, knew that the "bodily injury" or "property damage" <br />had occurred, in whole or in part. If such a listed insured or authorized <br />.'employee" knew, prior to the policy period, that the "bodily injury" or "property <br />damage" occurred, then any continuation, change or resumpi MouganadDhidan <br />injury" or "property damage" during or after the policy period i h RwEvF SAPPROH®sY: <br />have been known prior to the policy period. A+� Actv4lo <br />Risk Management Specialist <br />CG 00 01 12 04 © 2018, Freberg Environmental, Inc. <br />