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Commercial General Liability Coverage Form <br />(b) That is Fire insurance for premises rented to you or temporarily occupied by <br />you with permission of the owner; <br />(c) That is insurance purchased by you to cover your liability as a tenant for <br />"property damage" to premises rented to you or temporarily occupied by you <br />with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or <br />watercraft to the extent not subject to Exclusion g. of Section I — Coverage A <br />— Bodily Injury And Property Damage Liability. <br />(2) Any other primary insurance available to you covering liability for damages <br />arising out of the premises or operations, or the products and completed <br />operations, for which you have been added as an additional insured by <br />attachment of an endorsement. <br />When this insurance is excess, we will have no duty under Coverages A or B to <br />defend the insured against any "suit" if any other insurer has a duty to defend the <br />insured against that "suit". If no other insurer defends, we will undertake to do so, but <br />we will be entitled to the insured's rights against all those other insurers. <br />When this insurance is excess over other insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the sum of: <br />(1) The total amount that all such other insurance would pay for the loss in the <br />absence of this insurance; and <br />(2) The total of all deductible and self -insured amounts under all that other <br />insurance. <br />We will share the remaining loss, if any, with any other insurance that is not <br />described in this Excess Insurance provision and was not bought specifically to <br />apply in excess of the Limits of Insurance shown in the Declarations of this <br />Coverage Part. <br />c. Method of Sharing <br />If all of the other insurance permits contribution by equal shares, we will follow this <br />method also. Under this approach each insurer contributes equal amounts until it has <br />paid its applicable limit of insurance or none of the loss remains, whichever comes <br />first. <br />If any of the other insurance does not permit contribution by equal shares, we will <br />contribute by limits. Under this method, each insurer's share is based on the ratio of <br />its applicable limit of insurance to the total applicable limits of insurance of all <br />insurers. <br />5. Premium Audit <br />a. We will compute all premiums for this Coverage Part in accordance with our rules <br />and rates. <br />b. Premium shown in this Coverage Part as advance premium is a deposit premium <br />only. At the close of each audit period we will compute the earned premium for <br />that period and send notice to the first Named Insured. The due date for audit and <br />retrospective premiums is the date shown as the due date on the bill. If the sum of <br />the advance and audit premiums paid for the policy period is gres <br />premium, we will return the excess to the first Named Insured. <br />c. The first Named Insured must keep records of the information we <br />computation, and send us copies at such times as we may reque <br />RhkMOugemmtiY�ieinn <br />AREVIEWED&APPROVED Or. <br />A+ a Auvato <br />ROW Ruk Management SpeaMlst <br />CG 00 01 12 04 © 2018, Freberg Environmental, Inc. <br />