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72ECSOA1987 COMMERCIAL GENERAL LIABILITY it COVERAGE FORM (EXCESS - BROAD FORM) Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and what is not covered. Throughout this policy the words "you' and "your refer to the Named Insured in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words 'we", "us" and 'our refer to the stock insurance company member of The Hartford providing this insurance. The word 'insured" means any person or organization qualifying as such under Section II Who Is An Insured. Other words and phrases that appear in quotation marks have a special meaning. Refer to Section V - Dednitions. SECTION I -COVERAGE$ COVERAGE A BODILY INJURYAND PROPERTY DAMAGE LIABLITY 1. Insuring Agreement a. We will pay those sums that you or any insured becomes legally obligated to pay as damages because of "bodily injury" or "properly damage" to which this insurance applies; but only to the extent that such "bodily injury" or "properly damage" is in excess of the "self -insured retention' that has been exhausted solely by your payment of "claim expenses" and that portion of judgments or settlements to which this insurance would have applied in the absence of the "self -insured retention". b. You are responsible for payment of expenses for any defense counsel selected by oron behalf of you or any insured, including "claim expenses", until the "self -insured retention' has been exhausted solely by your payment of "claim expenses" and that portion of judgments or settlements to which this insurance would have applied in the absence of the "self -insured retention'. If we make a payment relating to the defense counsel or defense of any claim against you or any insured within the "self -insured retention", it will be on your behalf, and you must reimburse us within seven business days of the data you receive notice that such payments have been made. Form EH 00 02 06 05 (c) 2005, The Hartford (Includes copyrighted material of Insurance ServiCes Office, Inc. with its p ion. "Claim expenses" and other defense expenses incurred subsequent to the exhaustion of the "self -insured retention" are payable by us, as provided in Supplementary Payments. c. If the claim is within the amount of the "self - insured retention", then subject to subsection d. below, you shall have the duty to defend any "suif' brought against you or any Insured seeking damages because of "bodily injury' or "property damage" to which this insurance applies. Such duty shall continue until the "self -insured retention" has been exhausted solely by your payment of "claim expenses" and that portion of judgments or settlements to which this insurance would have applied In the absence of the "self -insured retention". If, however, the amount you have paid on your behalf or on behalf of any insured, for "claim expenses' or judgments and settlements for a claim exceeds the amount of the "self -insured retention", then we shall have the right and duty to defend you or such Insured against such claim. Our right and duty to defend ends when we have used up the Limits of Insurance In the payment of judgments or settlements to which this Coverage Part applies. d. If the amount you have paid, on your behalf or on behalf of any Insured, for "claim expenses" and judgments or settlements for a claim does not exceed the amount of the "self -insured retention", we shall not be obligated to assume charge of, participate In, or pay for the investigation or defense of any claim or "suit". However, if such claim or "suit", in our opinion, involves or is reasonably likely to Involve payment by us under this Coverage Part, we shall: (1) Require you or the insured against whom a claim is made or "suit" is brought, to obtain our written consent regarding the selection of any defense counsel; (2) At our own expense, have the right but not the duty to investigate and to assign counsel in add Rkk MRrmgemedDMs1on RenEwEo& APPP�Rw® air. �^ '�' Ruk Management Spped4m -