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losses paid under the terms of any policy which arise from work performed by <br />Contractor under this Agreement. <br />• For any claims related to this contract, Contractor's insurance coverage shall be <br />primary and any insurance maintained by City, its City Council, its officers, officials, <br />employees, agents, or volunteers shall not contribute with it. <br />• A severability of interest provision must apply for all the additional insureds, ensuring <br />that Contractor's insurance shall apply separately to each insured against whom a claim <br />is made or suit is brought, except with respect to the insurer's limits of liability. <br />• Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />City. Ten (10) days prior written notice shall be provided to City for policy cancellation <br />or non -renewal due to non-payment of premium. <br />• Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, 20 Civic Center Plaza, Santa Ana, CA 92701. The name and location of project <br />must be included in the Description of Operations section of each certificate. <br />Self -Insured Retentions. Self -insured retentions must be declared to and approved by the <br />City. The City may require the Contractor to purchase coverage with a lower retention or provide <br />proof of ability to pay losses and related investigations, claim administration, and defense expenses <br />within the retention. <br />Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct <br />business in the State of California with a current A.M. Best rating of no less than A:VII, unless <br />otherwise acceptable to City. <br />Verification of Coverage. Contractor shall furnish City with original Certificates of <br />Insurance including all required amendatory endorsements (or copies of the applicable policy <br />language effecting coverage required by this clause) and a copy of the Declarations and <br />Endorsement Page of the CGL policy listing all policy endorsements before work begins. <br />However, failure to obtain the required documents prior to the work beginning shall not waive <br />Contractor's obligation to provide them. City reserves the right to require complete, certified <br />copies of all required insurance policies, including endorsements required by these specifications, <br />at any time. <br />Special Risks or Circumstances. City reserves the right to modify these requirements, <br />including limits, based on the nature of the risk, prior experience, insurer, coverage, or other special <br />circumstances. <br />8. INDEMNIFICATION <br />Contractor agrees to defend, and shall indemnify and hold harmless the City, its officers, <br />agents, employees, contractors, special counsel, and representatives from liability: (1) for personal <br />injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for <br />personal injury, including death, and claims for property damage, which may arise from the <br />negligent operations of the Contractor, its subcontractors, agents, employees, or other persons <br />Page 4 of 9 <br />