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Primary Coverage <br />For any claims related to this contract, the Contractor's insurance coverage shall be primary insurance coverage <br />at least as broad as ISO CG 20 01 04 13 as respects the City, its officers, officials, employees, and volunteers. Any <br />insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers shall be excess <br />of the Contractor's insurance and shall not contribute with it. <br />Notice of Cancellation <br />Each insurance policy required above shall provide that coverage shall not be canceled, except with notice to <br />the City. <br />Waiver of Subrogation <br />Contractor hereby grants to City a waiver of any right to subrogation which any insurer of said Contractor may <br />acquire against the City by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any <br />endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of <br />whether or not the City has received a waiver of subrogation endorsement from the insurer. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. The City may require the Contractor to <br />purchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, claim <br />administration, and defense expenses within the retention. The policy language shall provide, or be endorsed to <br />provide, that the self -insured retention may be satisfied by either the named insured or City. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state with a current A.M. Best's rating <br />of no less than A:VII, unless otherwise acceptable to the City. <br />Claims Made Policies <br />If any of the required policies provide claims -made coverage: <br />1. The Retroactive Date must be shown, and must be before the date of the contract or the beginning of contract <br />work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least five (5) years after <br />completion of the contract of work. <br />3. If coverage is canceled or non -renewed, and not replaced with another claims -made policy form with a <br />Retroactive Date prior to the contract effective date, the Contractor must purchase "extended reporting" coverage <br />for a minimum of five (5) years after completion of work. <br />Verification of Coverage <br />Contractor shall furnish the City with original certificates and amendatory endorsements or copies of the applicable <br />policy language effecting coverage required by this clause. All certificates and endorsements are to be received <br />and approved by the City before work commences. However, failure to obtain the required documents prior to the <br />work beginning shall not waive the Contractor's obligation to provide them. The City reserves the right to require <br />complete, certified copies of all required insurance policies, including endorsements required by these <br />specifications, at any time. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior <br />experience, insurer, coverage, or other special circumstances. <br />7. INDEMNIFICATION <br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, agents, <br />employees, contractors, special counsel, and representatives from liability: (1) for personal injury, damages, just <br />compensation, restitution, judicial or equitable relief arising out of claims for personal injury, including death, and <br />claims for property damage, which may arise from the negligent operations of the Contractor, its subcontractors, <br />agents, employees, or other persons acting on its behalf which relates to the services described in section 1 of this <br />