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promise or guarantee of the outcome of this repre- sentation, MH&A can make no such promises or guarantees. Our comments about the outcome of your matter are expressions of opinion only, These opinions are limited by our knowledge of the facts and are based on the state of the law at the time that they are made, 12. TERMINATION You may discharge us at any time. We may withdraw with your consent or for good cause, sub- ject to an obligation to give you reasonable notice to arrange alternate representation. Good cause includes your breach of this Agreement, refusal to cooperate with us or follow our advice on a mate- rial matter, or any fact or circumstance that would render our continuing representation unlawful or unethical. After our services are concluded, we will, upon your request, deliver your file to you, along with any funds or property of yours in our possession. 13. ENTIRE AGREEMENT This statement of standard terms and the letter to which it is attached constitutes the entire agreement between you and MH&A. No other agreement, statement, or promise made on or before the effective date of this Agreement will be binding on the parties. 14. SEVERABILITY If any provision of this Agreement is held in whole or in part to be unenforceable for any rea- son, the remainder of that provision and of the en- tire Agreement will be severable and will remain in effect. 15. MODIFICATION This Agreement may be modified by subse- quent agreement between you and MH&A only by a writing signed by both parties. 16. ARBITRATION OF FEE DISPUTE If a dispute arises between you and MH&A regarding attorneys' fees or costs under this Agree- ment and if MH&A files suit in any court because of that dispute, you have the right to stay the suit by timely electing to arbitrate the dispute under Business and Professions Code §§6200-6206, in which event MH&A must submit the matter to ar- bitration. 17. CALIFORNIA LAW This Agreement is deemed to be entered into at our principal office in Sacramento, California and shall be interpreted according to California law, excluding its conflict of laws provisions. 18, NEGOTIATED AGREEMENT This is a negotiated agreement which can be accepted or rejected by the parties, The terms of the Agreement are not set by law. You may consult independent counsel before entering into this Agreement. 19. ADDITIONAL TEuMS The scope of MH&As representation in this matter is fully set forth in the letter which accom- panies this Agreement as are any additional terms relating to this representation. If, after initial representation, you decide to retain our services for other matters, and we agree to perform them, these Standard Terms shall apply. 061500 Page 3 of 3