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7. INSURANCE <br /> Consultant shall procure and maintain for the duration of the contract, and for 5 years thereafter, <br /> insurance against claims for injuries to persons or damage to property which may arise from or in <br /> connection with the performance of the work hereunder by the Consultant,its agents, <br /> representatives, employees, and sub-contractors. <br /> MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> Coverage shall be at least as broad as: <br /> 1. Commercial General Liability (CGL). Insurance Services Office(ISO)Form CG 0001 <br /> covering CGL on an"occurrence"basis,including products and completed operations,property <br /> damage,bodily injury and personal &advertising injury with limits no less than$5,000,000 per <br /> occurrence and$10,000,000 in the aggregate.Umbrella and excess insurance policies can be <br /> used to meet the required limits. <br /> 2,Automobile Liability(AL). Insurance Services Office Form CA 0001 covering Code 1(any <br /> auto), with combined single limit no less than$5,000,000. <br /> 3. Workers' Compensation(WC).As required by the State of California, with statutory limits, <br /> and Employers' Liability insurance with a limit of no less than$1,000,000 per accident, policy, <br /> employee for bodily injury or disease. <br /> 4. Builder's Risk(Course of Construction) (BR). Utilizing an"All Risk" (Special Perils) <br /> coverage form, with limits equal to the completed value of the project and no co-insurance <br /> penalty provisions. <br /> 5. Surety Bonds as described below. <br /> 6. Professional Liability(PL) (if Design/Build). With limits no less than $1,000,000 per <br /> occurrence or claim, and $2,000,000 policy aggregate. <br /> 7. Pollution Legal Liability and/or Errors and Omissions(PLL). With limits no less than <br /> $1,000,000 per occurrence or claim,and $2,000,000 policy aggregate. <br /> These insurance requirements shall not in any way act to reduce coverage that is broader or <br /> includes higher limits than the minimums shown above. If Consultant maintains broader <br /> coverage and/or higher limits than the minimums shown above, City shall be entitled to the <br /> broader coverage and/or the higher limits maintained by Consultant. Insurance provided under <br /> this contract shall not contain any restrictions or limitations which are inconsistent with City's <br /> rights under this contract. <br /> Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by City. At the option of City, <br /> Consultant shall cause its insurer(s)to reduce or eliminate such self-insured retentions as <br /> respects City; or Consultant shall provide a financial guarantee satisfactory to City guaranteeing <br /> payment of losses and related investigations,claim administration, and defense expenses. <br /> Other Insurance Provisions <br /> The insurance policies are to contain, or be endorsed to contain,the following provisions: <br /> 3 <br />