TRAINING AND RESEARCH FOUNDATION (2)

Home Browse Search

(1) You; (2) Any of your"employees" or agents; or (3) Any person, except the lessor or any "employee" or agent of the lessor, while operating a "leased auto"with the permission of any of the above. Any "leased auto" identified in the policy schedule will be considered a covered "auto" you own and not a covered "auto" you hire or borrow. The coverages provided under this endorsement applies to any "leased auto" identified in the policy schedule until the expiration date of the lease, or when the lessor or his or her agent takes possession of the "leased auto,"whichever occurs first. For the purposes of this coverage endorsement, "leased auto" means an "auto" leased or rented to you, including any substitute, replacement or extra "auto" needed to meet seasonal or other needs, under a written leasing or rental agreement that requires you to provide direct primary insurance for the lessor. B. SUPPLEMENTARY PAYMENTS COVERAGE EXTENSIONS Paragraphs A.2.a.(2) and A.2.a.(4) of Section II — Covered Autos Liability Coverage are replaced by the following: (2) Up to$5,000 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident"we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day because of time off from work. C. FELLOW EMPLOYEE COVERAGE Paragraph 13.5. Fellow Employee exclusion of Section II — Covered Autos Liability Coverage does not apply. PHYSICAL DAMAGE COVERAGE EXTENSIONS A. TOWING Paragraph A.2. Towing of Section III—Physical Damage Coverage is replaced by the following: We will pay up to $100 for towing and labor costs incurred each time a covered "auto" is disabled. However, the labor must be performed at the place of disablement. No deductible applies to this coverage. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. B. GLASS REPAIR The following is added to Paragraph A.3. Glass Breakage— Hitting A Bird Or Animal— Falling Objects Or Missiles of Section III — Physical Damage Coverage: No deductible applies to a "loss" for glass used in the windshield or windows if such glass is repaired rather than replaced. Includes copyrighted material of Insurance Services Office, Inc.,with its permission. GCA 23 00 02 19 Copyright 2019 GuideOne Insurance Page 3 of 8