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THE
<br />HARTFORD
<br />i. War
<br />"Bodily injury", "property damage" or "personal and advertising injury", however caused, arising, directly or
<br />indirectly, out of:
<br />(1) War, including undeclared or civil war;
<br />(2) Warlike action by a military force, including action in hindering or defending against an actual or expected
<br />attack, by any government, sovereign or other authority using military personnel or other agents; or
<br />(3) Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering
<br />or defending against any of these.
<br />Professional Services
<br />"Bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or failure
<br />to render any professional service. This includes but is not limited to:
<br />(1) Legal, accounting or advertising services;
<br />(2) Preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys,
<br />field orders, change orders, designs or drawings and specifications;
<br />(3) Supervisory, inspection, architectural or engineering activities;
<br />(4) Medical, surgical, dental, x-ray or nursing services, treatment, advice or instruction;
<br />(5) Any health or therapeutic service treatment, advice or instruction;
<br />(6) Any service, treatment, advice or instruction for the purpose of appearance or skin enhancement, hair
<br />removal or replacement or personal grooming;
<br />(7) Optical or hearing aid services including the prescribing, preparation, fitting, demonstration or distribution
<br />of ophthalmic lenses and similar products or hearing aid devices;
<br />(8) Optometry or optometric services including but not limited to examination of the eyes and the prescribing,
<br />preparation, fitting, demonstration or distribution of ophthalmic lenses and similar products;
<br />(9) Any:
<br />(a) Body piercing (not including ear piercing);
<br />(b) Tattooing, including but not limited to the insertion of pigments into or under the skin; and
<br />(c) Similar services;
<br />(10)Pharmaceutical services including but not limited to:
<br />(a) The administering, prescribing, preparing, distributing or compounding of pharmaceutical drugs,
<br />vaccinations, immunizations or any of their component parts;
<br />(b) The providing of or failure to provide home health care or home infusion products or services; and
<br />(c) Advising and consulting customers;
<br />(11)Computer consulting, design or programming services, including web site design.
<br />This exclusion applies even if the claims allege negligence or other wrongdoing in the supervision, hiring,
<br />employment, training or monitoring of others by an insured, if the "bodily injury", "property damage", or
<br />"personal and advertising injury" arises out of the rendering of or the failure to render any professional
<br />service.
<br />Paragraphs (4) and (5) of this exclusion do not apply to the Incidental Medical Malpractice coverage afforded
<br />under Paragraph 1.e. in Section A. Coverages.
<br />k. Damage To Property
<br />"Property damage" to:
<br />(1) Property you own, rent or occupy, including any costs or expenses incurred by you, or any other person,
<br />organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property
<br />for any reason, including prevention of injury to a person or damage to anoth
<br />()2 Premises you sell, roe away or abandon, if the "propertydamage" aris , '� LXO��°°
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<br />premises; °!ti111I1#1% A,f,Auw.to
<br />Form SL 00 00 10 18
<br />® Risk Management Specialist
<br />© 2018, The Hartford ✓
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
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