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THE'''" <br />HARTFORD <br />a. "Bodily injury" to a co -"employee" of the person operating the watercraft; or <br />b. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of <br />any person who is an insured under this provision. <br />No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or <br />limited liability company that is not shown as a Named Insured in the Declarations. <br />D. LIABILITY AND MEDICAL EXPENSES LIMITS OF INSURANCE <br />1. The Most We Will Pay <br />The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the <br />number of: <br />a. Insureds; <br />b. Claims made or "suits" brought; or <br />c. Persons or organizations making claims or bringing "suits". <br />2. Aggregate Limits <br />The most we will pay for: <br />a. Damages because of "bodily injury' and "property damage" included in the "products -completed operations <br />hazard" is the Products -Completed Operations Aggregate Limit shown in the Declarations. <br />b. Damages because of all other "bodily injury', "property damage' or "personal and advertising injury', <br />including medical expenses, is the General Aggregate Limit shown in the Declarations. <br />This General Aggregate limit does not apply to "property damage" to premises while rented to you or <br />temporarily occupied by you with permission of the owner, arising out of fire, lightning or explosion. <br />3. Each Occurrence Limit <br />Subject to 2.a. or 2.b above, whichever applies, the most we will pay for the sum of all damages because of all <br />"bodily injury", "property damage" and medical expenses arising out of any one "occurrence" is the Liability and <br />Medical Expenses Limit shown in the Declarations. <br />The most we will pay for all medical expenses because of 'bodily injury' sustained by any one person is the <br />Medical Expenses Limit shown in the Declarations. <br />4. Personal And Advertising Injury Limit <br />Subject to 21. above, the most we will pay for the sum of all damages because of all "personal and advertising <br />injury' sustained by any one person or organization is the Personal and Advertising Injury Limit shown in the <br />Declarations. <br />5. Damage To Premises Rented To You Limit <br />The Damage To Premises Rented To You Limit is the most we will pay under Business Liability Coverage for <br />damages because of "property damage" to any one premises, while rented to you, or in the case of damage by <br />fire, lightning or explosion, while rented to you or temporarily occupied by you with permission of the owner. <br />In the case of damage by fire, lightning or explosion, the Damage to Premises Rented To You Limit applies to all <br />damage proximately caused by the same event, whether such damage results from fire, lightning or explosion or <br />any combination of these. <br />6. How Limits Apply To Additional Insureds <br />The most we will pay on behalf of a person or organization who is an additional insured under this Coverage Part <br />is the lesser of: <br />a. The limits of insurance required in a written contract, written agreement or permit; or <br />b. The Limits of Insurance shown in the Declarations. <br />Such amount shall be a part of and not in addition to the Limits of Insurance shown in the Declarations and <br />described in this Section. RAMw"=udDMdml <br />If more than one limit of insurance under this Policy and any endorsements attached & RenEwm&AraRovEDft <br />"suit", the most we will pay under this Policy and the endorsements is the single I ;Ire! `; {I iiuvola <br />Form SL 00 00 10 18 Risk Management Specialist <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />