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6. INSURANCE
<br /> Prior to undertaking performance of work under this Agreement,Consultant shall maintain
<br /> and shall require any subcontractors to obtain and maintain insurance as described below for the
<br /> entire Term of this Agreement against claims for injuries to persons or damage to property which
<br /> may arise from or in connection with services, products and materials supplied to City. Total cost
<br /> of such insurance shall be borne by Consultant.
<br /> Minimum Scope and Limit of Insurance.
<br /> • Commercial General Liability (CGL): Insurance Services Office Form CG 00
<br /> 01covering CGL on an "occurrence" basis, including products and completed
<br /> operations, property damage, bodily injury and personal & advertising injury with
<br /> limits no less than $1,000,000 per occurrence and $2,000,000 aggregate. Required
<br /> policy limits can be met with primary and umbrella/excess insurance policies.
<br /> • Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1
<br /> (any auto), with limits no less than $1,000,000 combined single limits. In the event
<br /> Consultant does not maintain commercial automobile liability insurance, City will
<br /> accept evidence of personal automobile insurance.
<br /> • Workers' Compensation: as required by the State of California,with Statutory Limits,
<br /> and Employer's Liability Insurance with limit of no less than $1,000,000 per accident,
<br /> policy or employee, for bodily injury or disease. Coverage is not required if Consultant
<br /> has no employees and signs request to waive such insurance.
<br /> • Professional Liability Insurance: with limits no less than$1,000,000 per occurrence
<br /> or claim, and$2,000,000 aggregate.
<br /> • If Consultant maintains broader coverage and/or higher limits than the minimum
<br /> requirements for each line of coverage shown above, City requires and shall be entitled
<br /> to the broader coverage and/or the higher limits maintained by Consultant. Any
<br /> available insurance proceeds in excess of the specified minimum limits of insurance
<br /> and coverage shall be available to City.
<br /> Other Insurance Provisions. The above required insurance policies are to contain or be
<br /> endorsed to contain the following provisions:
<br /> • City, its City Council, its officers, officials, employees, agents, and volunteers are to
<br /> be covered as additional insureds, under Consultant's CGL, Professional Liability, and
<br /> Automobile Liability policies, with respect to any liability arising out of work or
<br /> operations performed by or on behalf of the Instructor including materials, pails,
<br /> equipment, and personnel furnished in connection with such work or operations.
<br /> • Consultant's Insurance company(ies) agrees to waive all rights of subrogation against
<br /> City, its City Council, its officers, officials, employees, agents, and volunteers for
<br /> losses paid under the terms of any policy which arise from work performed by
<br /> Consultant under this Agreement.
<br /> • For any claims related to this contract, Consultant's insurance coverage shall be
<br /> primary and any insurance maintained by City, its City Council, its officers, officials,
<br /> employees, agents, or volunteers shall not contribute with it.
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