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$3,000,000 per occurrence and $5,000,000 in the aggregate. Umbrella and excess insurance <br /> policies can be used to meet the required limits. <br /> 2. Automobile Liability (AL). Insurance Services Office Form CA 0001 covering Code 1(any <br /> auto), with combined single limit no less than$2,000,000. <br /> 3. Workers' Compensation (WC). As required by the State of California, with statutory limits, <br /> and Employers' Liability insurance with a limit of no less than$1,000,000 per accident,policy, <br /> employee for bodily injury or disease. <br /> 4. Surety Bonds as described below. <br /> These insurance requirements shall not in any way act to reduce coverage that is broader or includes higher <br /> limits than the minimums shown above. If Contractor maintains broader coverage and/or higher limits <br /> than the minimums shown above, City shall be entitled to the broader coverage and/or the higher limits <br /> maintained by Contractor. Insurance provided under this contract shall not contain any restrictions or <br /> limitations which are inconsistent with City's rights under this contract. <br /> Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by City. At the option of City, Contractor shall <br /> cause its insurer(s)to reduce or eliminate such self-insured retentions as respects City; or Contractor shall <br /> provide a financial guarantee satisfactory to City guaranteeing payment of losses and related <br /> investigations, claim administration, and defense expenses. <br /> Other Insurance Provisions <br /> The insurance policies are to contain, or be endorsed to contain,the following provisions: <br /> 1. City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers are to be <br /> covered as additional insureds on Contractor's CGL and AL policies with respect to liability arising out <br /> of work operations performed by or on behalf of Contractor including materials, parts, and equipment <br /> furnished in connection with such work or operations and automobiles owned, leased,hired, or borrowed <br /> by or on behalf of Contractor. Additional insured status can be provided in the form of an endorsement to <br /> Contractor's insurance. <br /> 2. For any claims related to this project, Contractor's insurance coverage shall be primary insurance <br /> coverage as respects City of Santa Ana, its City Council, officers, officials, employees, agents, and <br /> volunteers. Any insurance or self-insurance maintained by City of Santa Ana, its City Council, officers, <br /> officials, employees, agents, or volunteers shall not contribute with it. <br /> 3.A severability of interest provision must apply for all the additional insureds,ensuring that Contractor's <br /> insurance shall apply separately to each insured against whom a claim is made or suit is brought, except <br /> with respect to the insurer's limits of liability. <br /> 4. Contractor hereby grants to City a waiver of subrogation which any insurer of said Contractor may <br /> acquire against City of Santa Ana, its City Council, officers, officials, employees,agents and volunteers" <br /> by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any endorsement(s) <br /> that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether <br /> or not City has received a waiver of subrogation endorsement from any insurer(s). <br /> 5. Each insurance policy required by this clause shall provide that coverage shall not be canceled, <br /> suspended,voided,reduced in scope or in limits,non-renewed by the carrier,or materially changed except <br />