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Z23 J909524 00 1001835
<br /> occupied by you with permission of the owner. If the F. Personal and Advertising Injury—Broad Form
<br /> General Aggregate Limit shown on the Declarations 1. SECTION I—COVERAGES, COVERAGE B—
<br /> is less than $1,000,000, for the purpose of the PERSONAL AND ADVERTISING INJURY
<br /> Damages To Premises Rented to You coverage LIABILITY, 2. Exclusions, e. Contractual
<br /> only, the General Aggregate Limit will be equal to Liability is deleted.
<br /> the Damage to Premises Rented to You Limit
<br /> shown on the Declarations. The Damage to 2. SECTION V — DEFINITIONS, 14. "Personal
<br /> Premises Rented to You Limit does not and should and advertising injury", paragraph b. is
<br /> not be construed to increase the General replaced by the following:
<br /> Aggregate Limit except as provided in the limited b. Malicious prosecution or abuse of process.
<br /> circumstance described in this paragraph. 3. The following is added to SECTION V —
<br /> D. Broad Form Property Damage — Borrowed DEFINITIONS, 14. "Personal and advertising
<br /> Equipment, Customers' Goods, Use of injury":
<br /> Elevators "Discrimination" (unless insurance thereof is
<br /> 1. The following is added to SECTION I — prohibited by law) that results in injury to the
<br /> COVERAGES, COVERAGE A — BODILY feelings or reputation of a natural person, but
<br /> INJURY AND PROPERTY DAMAGE only if such "discrimination" is:
<br /> LIABILITY, 2. Exclusions, j. Damage to (1) Not done intentionally by or at the direction
<br /> Property: of:
<br /> Paragraph (4) does not apply to "property
<br /> damage" to borrowed equipment while at a (a) The insured;
<br /> jobsite and not being used to perform (b) Any officer of the corporation, director,
<br /> operations. stockholder, partner or member of the
<br /> Paragraphs (3), (4) and (6) do not apply to insured; and
<br /> "property damage" to "customers' goods"while (2) Not directly or indirectly related to an
<br /> on your premises. "employee", nor to the employment,
<br /> Paragraphs (3), (4) and (6) do not apply to the prospective employment or termination of
<br /> use of elevators. any person or persons by an insured.
<br /> 2. For the purposes of this endorsement, the 4. For purposes of this endorsement,the following
<br /> following definition is added to SECTION V — definition is added to SECTION V —
<br /> DEFINITIONS: DEFINITIONS:
<br /> 1. "Customers' goods" means property of 1. "Discrimination" means the unlawful
<br /> your customer(s) on your premises for the treatment of individuals based upon race,
<br /> purpose of being: color, ethnic origin,gender, religion, age, or
<br /> sexual preference. "Discrimination" does
<br /> a. Worked on; or not include the unlawful treatment of
<br /> b. Used in your manufacturing process. individuals based upon developmental,
<br /> physical, cognitive, mental, sensory or
<br /> 3. The insurance afforded under this provision is emotional impairment or any combination
<br /> excess over any other valid and collectible of these.
<br /> property insurance (including deductible)
<br /> available to the insured whether primary, 5. This coverage does not apply if liability
<br /> excess, contingent or on any other basis. coverage for"personal and advertising injury"is
<br /> excluded either by the provisions of the
<br /> E. Incidental Malpractice — Employed Nurses, Coverage Form or any endorsement thereto.
<br /> EMT's and Paramedics
<br /> With respect to the COMMERCIAL GENERAL G. Product Recall Expense
<br /> LIABILITY COVERAGE form, SECTION II—WHO 1. SECTION I—COVERAGES, COVERAGE A—
<br /> IS AN INSURED, paragraph 2.a.(1)(d) and with BODILY INJURY AND PROPERTY DAMAGE
<br /> respect to the SMALL COMMERCIAL LIABILITY LIABILITY, 2. Exclusions, n. Recall of
<br /> COMPANION endorsement, SECTION IV — Products, Work or Impaired Property is
<br /> EXCLUSIONS, A. Professional Services do not replaced by the following:
<br /> apply to a nurse, emergency medical technician or n. Recall of Products, Work or Impaired
<br /> paramedic employed by you if you are not engaged Property
<br /> in the business or occupation of providing medical, Damages claimed for any loss, cost or
<br /> paramedical, surgical, dental, x-ray or nursing expense incurred by you or others for the
<br /> services. loss of use, withdrawal, recall, inspection,
<br /> 822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc.,with its permission. Page 6 of 14
<br /> Copyright 2019 The Hanover Insurance Company.All Rights Reserved.
<br /> Insured Copy
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