CENTRE FOR ORGANIZATION EFFECTIVENESS, THE

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Z23 J909524 00 1001835 IL 00 17 11 98 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation b. Give you reports on the conditions we find; 1. The first Named Insured shown in the and Declarations may cancel this policy by mailing c. Recommend changes. or delivering to us advance written notice of 2. We are not obligated to make any inspections, cancellation. surveys, reports or recommendations and any 2. We may cancel this policy by mailing or such actions we do undertake relate only to delivering to the first Named Insured written insurability and the premiums to be charged.We notice of cancellation at least: do not make safety inspections. We do not a. 10 days before the effective date of undertake to perform the duty of any person or cancellation if we cancel for nonpayment of organization to provide for the health or safety premium; or of workers or the public. And we do not warrant that conditions: b. 30 days before the effective date of cancellation if we cancel for any other a. Are safe or healthful; or reason. b. Comply with laws, regulations, codes or 3. We will mail or deliver our notice to the first standards. Named Insured's last mailing address known to 3. Paragraphs 1. and 2. of this condition apply not us. only to us, but also to any rating, advisory, rate 4. Notice of cancellation will state the effective service or similar organization which makes date of cancellation. The policy period will end insurance inspections, surveys, reports or on that date. recommendations. 5. If this policy is cancelled, we will send the first 4. Paragraph 2. of this condition does not apply to Named Insured any premium refund due. If we any inspections, surveys, reports or cancel, the refund will be pro rata. If the first recommendations we may make relative to Named Insured cancels,the refund may be less certification, under state or municipal statutes, than pro rata. The cancellation will be effective ordinances or regulations, of boilers, pressure even if we have not made or offered a refund. vessels or elevators. 6. If notice is mailed, proof of mailing will be E. Premiums sufficient proof of notice. The first Named Insured shown in the Declarations: B. Changes 1. Is responsible for the payment of all premiums; This policy contains all the agreements between and you and us concerning the insurance afforded. The 2. Will be the payee for any return premiums we first Named Insured shown in the Declarations is pay. authorized to make changes in the terms of this F. Transfer Of Your Rights And Duties Under This policy with our consent. This policy's terms can be Policy amended or waived only by endorsement issued by us and made a part of this policy. Your rights and duties under this policy may not be transferred without ourwritten consent except in the C. Examination Of Your Books And Records case of death of an individual named insured. We may examine and audit your books and records If you die, your rights and duties will be transferred as they relate to this policy at any time during the to your legal representative but only while acting policy period and up to three years afterward. within the scope of duties as your legal D. Inspections And Surveys representative. Until your legal representative is 1. We have the right to: appointed, anyone having proper temporary custody of your property will have your rights and a. Make inspections and surveys at any time; duties but only with respect to that property. IL 00 17 11 98 Copyright, Insurance Services Office, Inc., 1998 Page 1 of 1 Insured Copy