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(4) Discovery of willful or grossly B. The following provision is added to the <br /> negligent acts or omissions, or of any Cancellation Common Policy Condition: <br /> violations of state laws or regulations 7. Residential Property <br /> establishing safety standards, by you <br /> or your representative, which This provision applies to coverage on real <br /> materially increase any of the risks property which is used predominantly for <br /> insured against. residential purposes and consisting of not <br /> more than four dwelling units, and to <br /> (5) Failure by you or your representative coverage on tenants' household personal <br /> to implement reasonable loss control property in a residential unit, if such <br /> requirements, agreed to by you as a coverage is written under one of the <br /> condition of policy issuance, or which following: <br /> were conditions precedent to our use <br /> of a particular rate or rating plan, if Commercial Property Coverage Part <br /> that failure materially increases any of Farm Coverage Part - Farm Property - Farm <br /> the risks insured against. Dwellings, Appurtenant Structures And <br /> (6) A determination by the Commissioner Household Personal Property Coverage Form <br /> of Insurance that the: a. If such coverage has been in effect for 60 <br /> (a) Loss of, or changes in, our days or less, and is not a renewal of <br /> reinsurance covering all or part of coverage we previously issued, we may <br /> the risk would threaten our cancel this coverage for any reason, <br /> financial integrity or solvency; or except as provided in b. and c. below. <br /> (b) Continuation of the policy coverage b. We may not cancel this policy solely <br /> would: because the first Named Insured has: <br /> (i) Place us in violation of (1) Accepted an offer of earthquake <br /> California law or the laws of the coverage; or <br /> state where we are domiciled; (2) Cancelled or did not renew a policy <br /> or issued by the California Earthquake <br /> (ii) Threaten our solvency. Authority (CEA) that included an <br /> earthquake policy premium surcharge. <br /> (7) A change by you or your However, we shall cancel this policy if the <br /> representative in the activities or first Named Insured has accepted a new <br /> property of the commercial or or renewal policy issued by the CEA that <br /> industrial enterprise, which results in includes an earthquake policy premium <br /> a materially added, increased or surcharge but fails to pay the earthquake <br /> changed risk, unless the added, policy premium surcharge authorized by <br /> increased or changed risk is included the CEA. <br /> in the policy. <br /> b. We will mail or deliver advance written c. We may not cancel such coverage solely <br /> notice of cancellation, stating the reason because corrosive soil conditions exist on <br /> for cancellation, to the first Named the premises. This restriction (c.) applies <br /> Insured, at the mailing address shown in only if coverage is subject to one of the <br /> the policy, and to the producer of record, following, which exclude loss or damage <br /> at least: caused by or resulting from corrosive soil <br /> conditions: <br /> (1) 10 days before the effective date of <br /> cancellation if we cancel for (1) Commercial Property Coverage Part - <br /> nonpayment of premium or discovery Causes Of Loss - Special Form; or <br /> of fraud; or (2) Farm Coverage Part - Causes Of Loss <br /> (2) 30 days before the effective date of Form - Farm Property, Paragraph D. <br /> cancellation if we cancel for any other Covered Causes Of Loss- Special. <br /> reason listed in Paragraph 3.a. <br /> Page 2 of 4 Copyright, Insurance Services Office, Inc., 2020 IL 02 70 07 20 <br />