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3. For any claims related to this contract, Contractor's insurance coverage shall be <br />primary and any insurance maintained by City of Santa Ana, its City Council, its <br />officers, officials, employees, agents, or volunteers shall not contribute with it. <br />4. A severability of interest provision must apply for all the additional insureds, ensuring <br />that Contractor's insurance shall apply separately to each insured against whom a claim <br />is made or suit is brought, except with respect to the insurer's limits of liability. <br />5. Insurance policies required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />City. Ten (10) days prior written notice shall be provided to City for policy cancellation <br />or non -renewal due to non-payment of premium. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, Attention: Community Development Agency, 20 Civic Center Plaza, M-25, Santa <br />Ana, CA 92701. The name and location of project must be included in the Description <br />of Operations section of each certificate. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by City. City may require Contractor to <br />provide proof of ability to pay losses and related investigations, claim administration, and <br />defense expenses within the retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of California <br />with a current A.M. Best rating of no less than A-NII, unless otherwise acceptable to City. <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims -made basis: <br />1. The retroactive date must be shown and must be before the date of the contract. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least <br />three (3) years after completion of work. <br />3. If coverage is canceled or non -renewed, and not replaced with another claims -made <br />policy form with a retroactive date prior to the contract effective date, Contractor must <br />purchase "extended reporting" coverage for a minimum of three (3) years after <br />completion of work. <br />Verification of Coverage <br />Contractor shall furnish City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage required <br />by this clause). Failure to obtain the required documents prior to the work beginning shall not <br />waive Contractor's obligation to provide them. City reserves the right to require complete, certified <br />copies of all required insurance policies, including endorsements required by these specifications, <br />at any time. <br />5 <br />