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6. INSURANCE <br />Prior to undertaking performance of work under this Agreement, Consultant shall maintain <br />and shall require any subcontractors to obtain and maintain insurance as described below for the <br />entire Term of this Agreement against claims for injuries to persons or damage to property which <br />may arise from or in connection with services, products and materials supplied to City. Total cost <br />of such insurance shall be borne by Consultant. <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br />covering CGL on an "occurrence" basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$2,000,000 per occurrence and $4,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any <br />auto), with limits no less than $1,000,000 combined single limits. In the event Consultant <br />does not maintain commercial automobile liability insurance, City will accept evidence of <br />personal automobile insurance. <br />3. Workers' Compensation: as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, <br />policy or employee, for bodily injury or disease. Coverage is not required if Consultant has <br />no employees and signs request to waive such insurance. <br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or <br />claim, and $2,000,000 aggregate. <br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements for <br />each line of coverage shown above, City requires and shall be entitled to the broader coverage <br />and/or the higher limits maintained by Consultant. Any available insurance proceeds in excess of <br />the specified minimum limits of insurance and coverage shall be available to City. <br />Other Insurance Provisions <br />The above required insurance policies are to contain or be endorsed to contain the following <br />provisions: <br />City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Consultant's CGL, Professional Liability, and <br />Automobile Liability policies, with respect to any liability arising out of work or operations <br />performed by or on behalf of the Instructor including materials, parts, equipment, and <br />personnel furnished in connection with such work or operations. <br />Page 3 of 9 <br />#454837vl <br />