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POLICY NUMBER: 10 UEA I-IF 1971
<br /> u. Employment-Related Practices information or any other type of nonpublic
<br /> "Personal and advertising injury"to: information.
<br /> (1) A person arising out of any "employment— This exclusion applies even if damages are
<br /> related practices"; or claimed for notification costs, credit
<br /> monitoring expenses, forensic expenses,
<br /> (2) The spouse, child, parent, brother or sister public relations expenses or any other loss,
<br /> of that person as a consequence of cost or expense incurred by you or others
<br /> "personal and advertising injury" to that arising out of any access to or disclosure of
<br /> person at whom any "employment-related any person's or organization's confidential or
<br /> practices"are directed. personal information.
<br /> This exclusion applies: COVERAGE C MEDICAL PAYMENTS
<br /> (1) Whether the injury-causing event 1. Insuring Agreement
<br /> described in the definition of"employment- a. We will pay medical expenses as described
<br /> related practices, occurs before below for "bodily injury" caused by an
<br /> employment, during employment or after accident:
<br /> employment of that person; (1) On premises you own or rent;
<br /> (2) Whether the insured may be liable as an (2) On ways next topremises
<br /> employer or in any other capacity; and Y you own or
<br /> rent; or
<br /> (3) To any obligation to share damages with (3) Because of your operations;
<br /> or repay someone else who must pay
<br /> damages because of the injury. provided that:
<br /> v. Asbestos (1) The accident takes place in the "coverage
<br /> (1) "Personal and advertising injury" arising territory" and during the policy period;
<br /> out of the "asbestos hazard". (2) The expenses are incurred and reported
<br /> (2) Any damages, judgments, settlements, to us within three years of the date of the
<br /> loss, costs or expenses that: accident; and
<br /> (a) May be awarded or incurred by reason (3) The injured person submits to
<br /> of any claim or suit alleging actual or examination, at our expense, by
<br /> threatened injury or damage of any physicians of our choice as often as we
<br /> nature or kind to persons or property reasonably require.
<br /> which would not have occurred in b. We will make these payments regardless of
<br /> whole or in part but for the "asbestos fault. These payments will not exceed the
<br /> hazard"; applicable limit of insurance. We will pay
<br /> (b) Arise out of any request, demand, reasonable expenses for:
<br /> order or statutory or regulatory (1) First aid administered at the time of an
<br /> requirement that any insured or others accident;
<br /> test for, monitor, clean up, remove, (2) Necessary medical, surgical, X-ray and
<br /> encapsulate, contain, treat, detoxify or dental services, including prosthetic
<br /> neutralize or in any way respond to or devices; and
<br /> assess the effects of an "asbestos (3) Necessary ambulance, hospital,
<br /> hazard"; or professional nursing and funeral services.
<br /> (c) Arise out of any claim or suit for 2. Exclusions
<br /> damages because of testing for,
<br /> monitoring, cleaning up, removing, We will not pay expenses for "bodily injury":
<br /> encapsulating, containing, treating, a. Any Insured
<br /> detoxifying or neutralizing or in any To any insured, except"volunteer workers".
<br /> way responding to or assessing the
<br /> effects of an "asbestos hazard". b. Hired Person
<br /> w. Access Or Disclosure Of Confidential Or To a person hired to do work for or on behalf
<br /> Personal Information of any insured or a tenant of any insured.
<br /> "Personal and advertising injury" arising out of c. Injury On Normally Occupied Premises
<br /> any access to or disclosure of any person's or To a person injured on that part of premises
<br /> organization's confidential or personal you own or rent that the person normally
<br /> information, including patents, trade secrets, occupies.
<br /> processing methods, customer lists, financial
<br /> information, credit card information, health d. Workers Compensation And Similar Laws
<br /> To a person, whether or not an "employee" of
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