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a. Medical Payments e. Asbestos
<br /> Medical payments coverage, medical (1) any claim for "injury or damage" arising, in
<br /> expenses coverage, or associated expenses whole or in part, out of the actual, alleged,
<br /> that are provided without regard to fault, threatened or suspected inhalation of,
<br /> whether or not provided by the "applicable ingestion of, contact with, exposure to,
<br /> underlying insurance". existence of, or presence of, asbestos in
<br /> b. Auto any form.
<br /> Any loss, cost or expense payable under or (2) any damages, loss, cost or expense
<br /> resulting from any of the following auto arising, in whole or in part, out of the
<br /> coverages: abating, testing for, monitoring, cleaning
<br /> up, removing, containing, treating,
<br /> (1) First-party physical damage coverage; detoxifying, neutralizing, remediating or
<br /> (2) No-fault coverage; disposing of, or in any way responding to
<br /> (3) Personal injury protection or auto medical or assessing the effects of, asbestos in
<br /> payments coverage; or any form, by any insured or by any other
<br /> (4) Uninsured or underinsured motorists person or entity.
<br /> coverage. (3) any claim or suit by or on behalf of a
<br /> governmental authority for damages, loss,
<br /> c. Pollution cost or expense arising, in whole or in part,
<br /> (1) "Injury or damage" which would not have out of the abating, testing for, monitoring,
<br /> occurred, in whole or in part, but for the cleaning up, removing, containing,
<br /> actual, alleged or threatened discharge, treating, detoxifying, neutralizing,
<br /> dispersal, seepage, migration, release or remediating or disposing of, or in any way
<br /> escape of pollutants at any time. responding to or assessing the effects of,
<br /> (2) Any loss, cost or expense arising out of asbestos in any form, by any insured or by
<br /> any:
<br /> any other person or entity.
<br /> a. Request, demand, order or statutory or This exclusion shall apply without regard to the
<br /> regulatory requirement that any source or sources of asbestos, or the basis of
<br /> insured or others test for, monitor, the insured's liability. This exclusion includes
<br /> clean up, remove, contain, treat, defects or negligence in design, construction
<br /> detoxify or neutralize, or in any way or materials, or any other event, conduct or
<br /> respond to, or assess the effects of, misconduct, which may have or is claimed to
<br /> pollutants; or have precipitated, caused or acted jointly,
<br /> concurrently or in any sequence with asbestos
<br /> b. Claim or suit by or on behalf of a in any form in causing "injury or damage".
<br /> governmental authority for damages
<br /> because of testing for, monitoring, f. Obligations of"Underlying Insurance"
<br /> cleaning up, removing, containing, "Injury or damage" for which the liability or
<br /> treating, detoxifying or neutralizing, or obligation under "underlying insurance" is
<br /> in any way responding to, or unlimited by law.
<br /> assessing the effects of, pollutants. g. Pre-Existing Damage or Injury
<br /> This exclusion does not apply to the extent (1) Any "injury or damage," whether such
<br /> that valid "applicable underlying insurance" for "injury or damage" is known or unknown:
<br /> the pollution liability risks described above
<br /> exists or would have existed but for the a. Which first occurred prior to the
<br /> exhaustion of underlying limits for "injury or inception date of this policy (or the
<br /> damage". retroactive date of this policy, if any,
<br /> d. Workers'Compensation And Similar Laws whichever is earlier); or
<br /> b. Which is, or alleged to be, in the
<br /> Any obligation of the insured under a workers' process of occurring at the inception
<br /> compensation, disability benefits or date of the policy (or the retroactive
<br /> unemployment compensation law or any date of this policy, if any, whichever is
<br /> similar law. earlier) even if the "event" continues
<br /> during this policy period.
<br /> (2) Any "injury or damage," whether known or
<br /> unknown, which is in the process of
<br /> XPCOVFORM-0815 Includes copyrighted material of Insurance Services Offices, Inc., Page 2 of 6
<br /> with its permission.
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